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BBB V Halifax - Offer received !


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Have been meaning to do this for the last few weeks but never got round to it, I've sent an email with the template with my details on it, reason for not sending via post is I've not got any money to send a recorded letter with, get paid on Friday so if not had a reply then I will do it then, claiming £1073 from them dating back to September 2003.

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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Just got the automated reply

 

[email protected]

to me

More options 1:30 am (0 minutes ago)

Thank you for your e-mail. We will ensure it is actioned as quickly as possible.

 

.

----------------------------------------------------------------------------------------------------------------------

 

HBOS plc, Registered in Scotland No. SC218813. Registered Office: The Mound, Edinburgh EH1 1YZ. HBOS plc is a holding company, subsidiaries of which are authorised and regulated by the Financial Services Authority.

==============================================================================

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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haha, I haven't done that as yet, have used works printer/computer to print out the letters that I will send off on Tuesday morning!

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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Got the standard letter today "blah blah" going to look into it take up to 4 weeks, I'll give them a call in a few days.

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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record your call .. or anything they say they could deny afterwards . It is better to keep to writing where you have proof of everything said.

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Oh I will be, I'll record it on my computer

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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GOt a standard letter saying blah blah looking into it blah blah will take 4 weeks.

 

Do I still stand by the timeline?

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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  • 2 weeks later...

First deadline has passed, second email on it's way :)

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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LBA sent yesterday, reckon it's worth giving them a call?

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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Still no phone call/letter from them. Last letter I got a reply within 3 days.

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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No letter or anything but they just put £200 in my bank account. what should I do?

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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nothing.

 

£200 is yours. So now they owe 873?

 

just wit for the 14 days to expire and file for 873.

 

cheers,thanks, ta.

"BA Group. The World's favourite CA Group"

 

HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.

BARCLAYS settled in full 2 days prior to submission of defence by Barclays

CAP ONE settled in full on day 14 of LBA (£210)

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Brilliant :)

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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  • 2 weeks later...

Haw an update!

 

The £200 was money that a mate owed me DAMNIT.

 

However, this morning

 

"Dear Mr Sheehan blah blah blah we'll offer you £201.00"

 

now what do I do?

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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Haw an update!

 

The £200 was money that a mate owed me DAMNIT.

 

However, this morning

 

"Dear Mr Sheehan blah blah blah we'll offer you £201.00"

 

now what do I do?

 

You could write back saying that amount is not acceptable as full and final settlement but you will accept it as an interim payment, give them a further 7 days to pay up in full and then file ...... or ..........you could just file now! Depends how generous you are feeling at the moment.

 

Good luck!

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I'm going to call up shortly and refuse the offer.

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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You don't need to refuse the offer as such. Just make it absolutely clear that anything other than full payment will be considered by you as an interim payment, and will in no way prevent you continuing with legal action to recover the outstanding amount.

"BA Group. The World's favourite CA Group"

 

HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.

BARCLAYS settled in full 2 days prior to submission of defence by Barclays

CAP ONE settled in full on day 14 of LBA (£210)

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I'm going to ring them tomorrow, well today

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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Rang them today

 

 

 

"I'm calling because I refuse to accept the offer of £201"

"Okay Mr Sheehan excuse me one moment"

"Okay we are going to offer you £692"

*thinks*

"Can I have that in writing please"

"Sure Mr Sheehan we will send that out today and it'll be with you shortly"

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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Do they pluck these figures out of mid air as well? :D

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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ta J2B :)

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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No probs - are you accepting this offer, or refusing again?

 

It's still way short of your claim!

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Once I have it in writing I'll refuse it :)

LBA email sent 26/04/2006 - Claiming £1073

Offer of £201 on 13/05/06

Offer refused on 15/05/06

Offer of £692 offered on 15/05/06

Offer refused on 18/05/06

Offer of £850 on 18/05/06

Offer accepted.

 

Case closed

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Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

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