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Hi,

 

My boyfriend and I had decided to move in together and had found an ideal property for us and our 3 children that we have between us.

 

Upon finding the property, we were very upfront with the lettings agent and disclosed to them that my boyfriend had been discharged from bankruptcy in July 2012. They relayed this to the landlord who said he was happy to still proceed with all the referencing checks necessary.

 

When my boyfriends credit check came back, the letting agent informed us that there were some problems with it. We signed up and downloaded the credit report that they used and noticed things on there that due to his previous bankruptcy should not have been on the report. (They do not appear on more reputable credit checking agency reports). We informed the letting agent and proved to them that they should not have appeared.

 

The letting agent knowingly passed on this false information to the landlord who has subsequently refused us the property (even though he knew about the bankruptcy prior to referencing)

We have "failed" their credit checks and so our money goes to the landlord.

 

Forgetting about the legalities off knowingly passing on false information that has been used discriminatorily, this whole situation has left us severely out of pocket hence hindering us from finding another property and quite frankly has upset me to no end.

 

Does anyone have any advice on where we stand legally regarding getting our money back. The agents say we need to seek it from the credit check agency, but at the end of the day they employed that service.....if I find a hole in a jumper I take it back to the shop, not the factory it came from!

 

Many thanks

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Hi,

 

My boyfriend and I had decided to move in together and had found an ideal property for us and our 3 children that we have between us.

 

Upon finding the property, we were very upfront with the lettings agent and disclosed to them that my boyfriend had been discharged from bankruptcy in July 2012. They relayed this to the landlord who said he was happy to still proceed with all the referencing checks necessary.

 

When my boyfriends credit check came back, the letting agent informed us that there were some problems with it. We signed up and downloaded the credit report that they used and noticed things on there that due to his previous bankruptcy should not have been on the report. (They do not appear on more reputable credit checking agency reports). We informed the letting agent and proved to them that they should not have appeared.

 

The letting agent knowingly passed on this false information to the landlord who has subsequently refused us the property (even though he knew about the bankruptcy prior to referencing)

We have "failed" their credit checks and so our money goes to the landlord.

 

Forgetting about the legalities off knowingly passing on false information that has been used discriminatorily, this whole situation has left us severely out of pocket hence hindering us from finding another property and quite frankly has upset me to no end.

 

Does anyone have any advice on where we stand legally regarding getting our money back. The agents say we need to seek it from the credit check agency, but at the end of the day they employed that service.....if I find a hole in a jumper I take it back to the shop, not the factory it came from!

 

Many thanks

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Thread Locked

because no one has posted on it for the last 2835 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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