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Mis sold motonovo car finance - I think


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Hi all , I bought a new car on the 25 july. from evanshalshaw

 

I traded in my Ford focus which had a settlement figure of roughly £6400. They gave me £4800 for it and put me on a negative equity loan for the rest.

 

then got a vw polo on Hire purchase. through motonovo finance.

 

Now before i went ahead with anything I explained I cannot afford the first payment with the admin fee on top. as its basically a double monthly payment. the person that was selling me the car said it will be all ok and promised they will contact motonovo and explain this and get the admin fee spread over 12 months. I thought ok and signed all the stuff.

 

but I checked with them and phoned motonovo to ask about this and they said the dealership hasnt done anything of sort and I will be paying the full first payment with the admin fee .

 

So I went to the dealership and they have admitted the salesman gave me the wrong information and basically I will have to pay the full first payment plus admin fee.

 

I then explained Ive had enough and spoke about cancelling it all . which they then replied I cannot. because if I phoned motonovo and withdrew from the finance I would still have to pay the polo by getting money from elsewhere.

 

Where do I stand in this situation . its really stressing me out.

 

 

thanks

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