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Lewis Group Doorstep Collector


WhatALife
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About a year ago I came home to find a card from a doorstep collector collecting on behalf of Lewis Group,

I sent of a letter withdrawing any implied right of access to my property,

I never heard any more from them after that until

 

today when I came home (I've been working away from home since January so been away since then) and found another card from a doorstep collector on behalf of Lewis Group.

 

This card had something about a Pre Enforcement Visit on it, and had the same name and number as the doorstep collector on the other card.

There was no date or time on the card so I don't know when this visit was.

 

I've got a few debts but none which are being handled by Lewis Group and I can't recall any other correspondence from them

- I keep all letters regarding my money problems but nothing lately from Lewis Group.

 

As I've already sent them a letter withdrawing any right to visit my property is there anything else that can be done?

 

Any advice would be appreciated.

 

Thank you

Have £20k+ in debt, seriously want to be debt free, currently in temporary accomodation and having business problems.

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Hmmm, naughty, they are not supposed to simply turn up on the doorstep. It is a breach of OFT debt collection guidelines.

 

Is there no address on the card ? If not, this is pretty much demanding that you telephone them, which I suggest you don't do. That you keep everything in writing.

 

Have you checked your credit files to see if anything is being recorded on there - it might give you some idea of what this is all about. It is my understanding that Lewis Group collect on behalf of Catalogue debts, does that ring any bells ?

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Hi and thanks for the replies, I've just ordered my credit reports so will check them as soon as I have them.

 

I've never had any catalogue debts but do have a loan with Halifax which is in dispute but I've not heard anything of this since last year from Halifax.

Have £20k+ in debt, seriously want to be debt free, currently in temporary accomodation and having business problems.

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HBoS usually use their in house Rottweiler's, Blair Oliver - I have never known them to use Lewis Group.

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I've just checked my credit report with Callcredit and Equifax and both look ok, nothing from Lewis Group on them, I've ordered a report with Experian and should have it in a few days.

Have £20k+ in debt, seriously want to be debt free, currently in temporary accomodation and having business problems.

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lewis also do old welcome finance debts.

 

pers if your cra file is clean

then it sounds iffy

 

hope you are not paying them anything on your other debts?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

I have an update regarding this...

 

Now checked all CRA files, nothing from Lewis Group on them.

 

Received two letters this morning dated early July, turns out postie put them through neighbours door and neighbour been in the hospital for some time now so just received them this morning.

 

They are trying to chase an eBay debt of £82. I've been making a token payment straight in to my eBay account every month so don't know why Lewis Group have taken a sudden interest.

 

I've no intention of dealing with DCA's and only pay direct to the creditor.

 

I'm now considering making a complaint against Lewis Group for the home visit as I had already told them in the past that if they wish to visit me at home they should make an appointment, they made no appointment and there was nothing about any home visit on either of the two letters they sent me. A friend suggested reporting to the police but I'm not sure the police could do anything or would be interested.

 

The balance that Lewis Group have on their letter is considerably more than what I actually owe eBay so I believe there has been charges or interest added by Lewis Group.

Edited by WhatALife

Have £20k+ in debt, seriously want to be debt free, currently in temporary accomodation and having business problems.

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well they cant add anything pers i'd be ignoring them

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Id ignore them but Your doing the right thing, direct payments to ebay is best, dca can foxtrott oscar. If its larger then what is owed then i would imagine that its indeed their "collection fee" they cant add interest unless they own the debt which i would of thought is unlikely. Ignore the Dca completely they have no legal powers, they will only send you give us moneg or else letters which u can laugh at and throw away .

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