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    • Absolutely normal.  They do their best to waste your time and also the time of the courts. It doesn't cost them anything.  It costs you and it costs the taxpayer so what do they care?   These are all the reasons why you should not agree to mediation but insist on going to trial.  They will continue to waste your time right off until the trial date and then probably make you an offer.  At least then it won't be in confidence and you can tell them to go and do one if they don't offer you 100% of what you are claiming
    • No, but all you'd do is blindly run the statute barred date for another 18 months. Just sit on your hands until you get a letter of claim, then send a CCA request.  
    • A growing group of conscious consumers have found other strategies to keep companies honest.View the full article
    • Just like last time, Evri requested more time so they have another 2 weeks
    • Just an update, finance company rejected my complaint saying they've found damage but can't tell when it's from even though I've shown them how the front end is misaligned in the advert photos compared to another identical model car they're selling.  Dealership now want to charge me to get the car brought back to me but will only discuss over the phone which seems off. They're also saying no damaged was picked up by JLR main dealership before I purchased it but my local JLR dealerships till this day haven't mentioned the damage to me because they don't go into stuff like that for some reason lol  Ombudsman case is still open, not sure if I should leave the car with them or just pay to have it brought back.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Question about Pounds to Pocket


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Hi Everyone

 

After reading all the advice on here I am currently in the process of getting my PayDayLoans sorted, after speaking to Pounds to Pocket I was told I would need to wait until I miss my one month off (holiday) before we could talk about the Arranged Payment which is odd but ok that is fine.

 

I have also secured a separate bank and everything is going great so far.

 

However I have a question that I requested below: (I have all this in writing)

Please can you confirm that your company agrees to my preferred methods of contact and will not contact me whilst at work, either on my personal mobile telephone or work number.(please remove my works phone number if you have one on file) You have 3 methods of contacting me (letter, e-mail, personal mobile - which has voicemail enabled for messages to be left) which should be more than adequate for your company to communicate with me regarding the repayment of the loan. All other payday company's deleted this data instantly without question and confirmed they would only deal with me on email, mail and mobile.

 

however this is the reply I got.

P2P: I can understand your concern however we cannot delete your customer account records from our system. Record retention obligations under the UK Money Laundering regulations require us to store your data for five years from the date of processing. We respect your wish to keep your data private and will not release or disclose your personal information to any outside entity nor contact your employer as you have requested.

 

Me: I only wish for your to delete my works phone number which you have to do.

 

P2P: Pardon me? Did you state that I had to? I do apologize but I am unable to delete the requested information. We do have government obligations that we must adhere to.

 

Are they allowed to refuse my request to delete my works phone number?

 

Thanks in advance. Electron650

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