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Hi im new here and need some advice .First off the background i was made bankrupt around 2 years ago and released a year ago. This morning i got a letter from one of my creditors (black horse) advising me that they had sold my secured loan to a company called marlin europe in the same envelope was also a letter from marlin informing me i must contact them in 5 days to arrange a payment plan. This debt was on the bankruptcy order and the house the debt was secured on went back to the mortgage company.Can anybody let me know where i stand with this . many thanks paula

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You need to contact the company that dealt with your bankruptcy and provide them with a copy of that letter. If the debt was included in your B/R then they cannot chase you for this.

 

I will get someone to look in on you as soon as possible.

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Don't worry about the debt, a loan secured on a property once sold the debt becomes unsecured and is 100% included in your bankruptcy, tell the company to contact the OR . You could quote your ref number, however if the loan was in joint names they can chase your wife / partner

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