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offer received but they wish to off-set


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Hi all, good to see we the people are fighting for our 'Banking Rights'.... I said Banking.

Anyway we've just received an offer from HSBC to repay in-full charges from three accounts, £3188.26p but they want to off-set the charges against a loan, which was set-up to pay off charges from one account. As far as we were awhere we paid all monies owed to HSBC three years ago, and then a year after that they chased us for more???.

I know this sounds like a school fight but we don't recall having owed HSBC so much and have instructed their solicitors D&G to refuse HSBCs offer to off-set the payment against money they think we owe until they can prove what we paid, what the past monthly payments we for/ statements to charges previous/ why we paid £3385.00 three years ago...

 

Has anyone else been in this situation, what happens now!!

 

(they've till this Monday until 28days are due to expire, will/would the court give them another 14/28days to respond to our refusal)

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