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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Hi all,

 

Despite the people at rossendales being given a cease and desist over the phone, and verbally when they called

(this was filmed, and yes the bailiff did discuss in public confidential details without ascertaining who I was,

and no I didn't give any info whatsoever)

 

I also informed him that he was trespassing (which he denied) and asked him to leave the property

(which he refused and said I could call the police if I wished, I said thankyou and goodbye,

walked back into my home and he left reasonably quickly - I never called the police),

 

they called again and I just didn't answer.

 

I've now sent a cease and desist letter to there offices by tracked recorded signed for royal mail

(I also have cease and desist notice in front door window to them, should they approach the property again).

 

My partner completely goes into a total shaking crying wreck everytime there's a knock at the door,

I also have children who I feel are threatened (despite my assurance that they have no power),

 

I am also under the care of the local hospital psychological outpatient department

as i'm currently recovering from two nervous breakdowns/major depressive episodes

and am on extremely strong anti-depressants, courtesy of idiots harassment.

 

What i want to know is

 

1- can I physically remove the bailiff from my property?

2- can I get a restraining order against them?

3- can I sue them for harassment? Anne

4- can I sue the council as I believe they are responsible for any agent they employ/subcontract's behaviour and conduct?

 

Many thanks to all.

Edited by citizenB
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sadly me thinks you have been reading to many FTOL TWADDLE sites.

 

what is the debt all about. please

 

I would not recommend doing any of the things you list.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Take a deep breath and tell us all about the problem,

then Caggers can help you with options to best handle the situation.

 

What is the debt for?

 

Also try to keep calm, and do not engage with the bailiff, hide any car, and actually the FMOL cease and desist stuff just winds them up

and makes them more determined to harass you even more.

 

Now you appear to be vulnerable under the National Standards,

so I would send proof of this to the bailiff company, and creditor.

 

If it is council tax you are on stronger ground, as there is no legal compulsion to deal with a bailiff,

send proof of the vulnerability ie your mental health problems to the council

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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You could certainly make a complaint to the Local Authority pointing out that both you and your partner are vulnerable persons.

 

Why exactly are the bailiffs attempting to contact you ? If CT, then it is my understanding if you are vulnerable then the LA has to take the account back.

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Department for Constitutional Affairs - Enforcement - National Standards for Enforcement Agents

.

Vulnerable situations

Enforcement agents/agencies and creditors must recognise that they each have a role in ensuring that the vulnerable and socially excluded are protected and that the recovery process includes procedures agreed between the agent/agency and creditor about how such situations should be dealt with. The appropriate use of discretion is essential in every case and no amount of guidance could cover every situation, therefore the agent has a duty to contact the creditor and report the circumstances in situations where there is evidence of a potential cause for concern. If necessary, the enforcement agent will advise the creditor if further action is appropriate. The exercise of appropriate discretion is needed, not only to protect the debtor, but also the enforcement agent who should avoid taking action which could lead to accusations of inappropriate behaviour.

Enforcement agents must withdraw from domestic premises if the only person present is, or appears to be, under the age of 18; they can ask when the debtor will be home - if appropriate.

Enforcement agents must withdraw without making enquiries if the only persons present are children who appear to be under the age of 12.

Wherever possible, enforcement agents should have arrangements in place for rapidly accessing translation services when these are needed, and provide on request information in large print or in Braille for debtors with impaired sight.

Those who might be potentially vulnerable include:

'

the elderly;

'

people with a disability;

'

the seriously ill;

'

the recently bereaved;

'

single parent families;

'

pregnant women;

'

unemployed people; and,

'

those who have obvious difficulty in understanding, speaking or reading English.

 

this applies to the whole HOUSEHOLD 'a' vulnerable person resides there.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi guys, thanks for your advice.

 

Yes it to do with council tax.

 

We are not in a position to pay, and nor are we going to be, as our situation is only going to get worse.

 

They've sent us letters threatening us with prison, and saying they are going to refer the case back to the council for commital to prison.

 

We have in the past made offers to pay small amounts when we can to the council.

 

But they refused.

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What you should be doing is writing to the council by recorded letter explaining your situation. Make some small affordable regular payments online to the council if you can, inputing the relevant reference. At least then, if this did ever go to a Magistrates court you can show that you have tried to deal with this.

We could do with some help from you.

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forget their prison threats

 

very very vety rarely ever happens and NOT IN YOUR CASE

 

its only the REFUSE TO PAY ones

 

not the can't pay due to circumstances.

 

all rather silly forhim to say those things.

just threats.

 

get that letter off ASAP

 

and ring them or email too [ the council]

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Backing up what others have said the Bailiff is mis-representing his powers by mentioning prison. It is not his position to do so and even the Council have to apply for a Committal Hearing first where prison is a last resort. In my view you should be contacting your local Councillor(s) and asking they intervene on your behalf particularly with regard to health issues. It may be possible to have deductions made at source if you are on Benefits.

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You can find your local councillors contact details on the council website, or via http://www.writetothem.com, I suggest you telephone the councillor today, they should be available even out of office house for a situation like yours.

We could do with some help from you.

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Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Just a word of warning re the "committal to prison" threats.

 

Be careful how this is worded.I've had similar letters recently whereby the bailiffs have written stuff like "before we return the case back to the council where they can take alternative action including applying for your committal to prison" (I was already dealing with the council directly at this stage)

 

The point is,be careful that you are reading the letters correctly 7 double check that its actually the bailiffs who are threatening your committal to prison.

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I agree with Plodder - go to your local Councillor and seek their help. They are available any time from 8:30am - 9:00am. If you don't know who your Councillor is, this link will tell you:

 

http://www.writetothem.com/

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DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

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A bailiff cannot start committal proceedings off his own bat, the council must do so, you could send in a Formal Complaint to the council regarding the threats and misrepresentation of their agents the bailiff, for which they are wholly vicariously liable both jointly and severally.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I am sorry to hear of your problems with a bailiff and sadly it would seem that you have been looking at certain "advice" websites that continue to peddle out information to desperate debtors to post Removal of Implied Right of Access notices around the property and that "apparently" the bailiff will then magically leave you alone. Utter nonsense.

 

Almost all such "advice" sites have some sort of connection with Freedom on the Land movements. Sadly, the sites also fail to advise debtors that the bailiffs companies governing body; CIVEA have recently written to all their members to advice them to IGNORE such notices !!!

 

http://www.civea.co.uk/news-24.htm

 

Bailiffs have "lawful authority" to attend the debtors premises as they have a court order that specifically provides that they can seize goods belonging to the debtor.

 

If you do not have a car and refuse to allow a bailiff into your home then he will return the account back to the council and yes....there is a POSSIBILITY that they can issue committal proceedings. However this is so rare and can only be done in cases where the debtor REFUSES to pay. It is for this precise reason that debtors MUST ensure that they write to the council to outline their circumstances and offer a payment arrangement that is affordable.

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