Jump to content


Please note that this topic has not had any new posts for the last 2638 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Afternoon all,

 

I moved into our house via a mutual exchange 2 years ago.

 

Since then I have been receiving some debt collectors for the previous tenants.

 

I have sent them back - no longer at this address etc, and even rung the companies saying they don't live here they live at my old address, both have said they will take the address off but still they come.

 

So I am now going to send there letters back with a invoice for my time and see what happens with that.

 

Will let you know how I get on

 

JJ

Link to post
Share on other sites

Yes, please do let us know what the outcome of this is. If you haven't already sent this letter/invoice.. it might be worth using their Head/Registered office address if it is different to the collection address.

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

The funny thing was when I spoke to one of them and told them where they lived they said that they couldn't do anything as I was the person addressed too.

 

After a bit of arguing with them both, they agreed to put a note on their system and mark them on the gone away record.

 

Sadly I haven't had a door step collector knock my door yet.

 

I will do as you say and send the letter to their head office and will let you know how I get on

 

JJ

Link to post
Share on other sites

Not lazy, bone idle, they just want everyone to roll over and pay them without querying the validity of the debt or the DCAs right to pursue it.

If they continue to pursue you and keep making contact by any means, letter, e-mail, sms text or phone calls, then it will need a letter before

action citing harassment.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

I would also check your credit files to make sure that there are no links to the debtor on your record.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites
  • 3 months later...

Well I finally got a response from Moorcroft saying they will finally take my address off their database and will update their records.

Sadly they wont pay my invoice (Boo Hiss)

 

But I now have had another debt collector write to my address regarding the previous tenant so here we go again.

 

JJ

Link to post
Share on other sites

If you have opened one of the letters, do you know who the original creditor is ? Perhaps write to them.

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...