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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
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    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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Should I Stay Or Should I Go


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Hi all have been reading posts for a little while but only just plucked up the courage to write one of my own.

 

I am after some advice or shared thoughts at least,

The thing is I am off work right now sick, I have been off 14 months now and my ssp stopped back in Nov 2012 and I have not had a penny since, I didn't go sign on as I didn't fancy the crap that ATOS give people a friend in similar position has been forced to do back to work type activity when he clearly cannot work due to disability, anyway the reason for my sickness is an injury at work.

 

I was made to use domestic type equipment in an industrial environment, and the over use caused damage to my hand wrist and arm, I have been in for several meetings where i have been asked what can we do to help your return to work to which i have replied give me a position that i can do that wont cause further damage to my arm and i will return, thing is they have no intention of giving me another position and keep delaying things and the boss keeps saying if we cant find something you may have to leave rather than staying sick he has carefully and cleverly made it clear he want shut of me.

 

I am pretty sure should i return i will be victimized as i have pointed out the lack of health and safety training and the use of the wrong equipment, the boss is going through the motions always implying i could always leave. I have started a claim against them for the injury no win no fee but the million dollar question is Do I Stay Or Do I Go.

 

Is it better to fight injury claim whilst still employed off sick or am I better to just leave now, as i say i don't feel i could go back the hate in the bosses eyes when he speaks to me and also the line manager she has had it in for me since i stood up to her about my holidays.

 

My life has been turned upside down I have had to rely on others to do the simplest of tasks, I have suffered Pain, loss of independence and Poverty they know and don't seem to care. Your thoughts would be a great help Thanks In Advance Wilma x

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Hi, welcome to CAG.

 

I'm sure the experts in this field will be along to help as soon as they are available.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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hello, thank you for posting, I know it is hard when you are feeling low! Other people will be in similar positions to you and may find the discussion useful

 

It sounds like you may be able to do some work, if you are suggesting to your boss that there are things you can do.

 

What does your fit note say at the moment, and have you been refered to occupational health at all please?

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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hello, thank you for posting, I know it is hard when you are feeling low! Other people will be in similar positions to you and may find the discussion useful

 

It sounds like you may be able to do some work, if you are suggesting to your boss that there are things you can do.

 

What does your fit note say at the moment, and have you been refered to occupational health at all please?

 

Hi my note says that I am not fit for work as the doctor said if i were to return to old duties I will further injure myself he said he will sign my note as light duty's etc once they offer suitable position which they do not want to do, I was doing manual work cleaning I have offered to answer phones or work in office or even serve in an onsite shop as I feel all these are achievable using my other arm. Not been refered to works occupational health not even sure if there is one. I have been to physio but that was through my doctor and not work. Hope this clarify s a little.;)

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I am not sure your doctor is helping. If you are fit for light duties he should say so. He shouldn;t be deciding how well you are based on 3rd party actions!

 

That then twists works arm to either find some, or dismiss you.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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I am not sure your doctor is helping. If you are fit for light duties he should say so. He shouldn;t be deciding how well you are based on 3rd party actions!

 

That then twists works arm to either find some, or dismiss you.

 

I believe that my doctor has my best interests at heart and is protecting me I have voiced my anxiety to him as to me not trusting the bosses intentions and as far as I am aware my employer does have a duty to find me suitable work as it was the poor equipment and excessive work load that caused my injury in the first place.

 

Lets face it they cant just break people and throw them away when they are no longer of any use to them surely?

 

I feel like my life is in limbo I cant move on as even if i was to look for work elsewhere I will be very limited as to what can i do with one good arm? who would want me now I'm damaged goods.

 

Its not just physical now its getting me down mentally too I cant see a future anymore.

Some days I just want to give up then other days I think I cant take this laying down.

Mixed emotions which is why I came here.

Happy to listen to any thoughts and opinions thank you for your reply's so far x

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Let me rephrase

 

Your doctor is overstepping his responsibilities

 

It is his job to say what you can or cannot do; end of. Not depending on what your employer says they will or will not do

 

If you never tell your employer you can do light duties, then you aren't creating the opportunity for them to find them for you.

 

That sounds unfair to me. And as I say, over stepping his job!

 

If you stay signed off then eventually you'll just be sacked on capability, it's that simple.

 

If you want to be sacked, go and tell your boss you would like this to happen so you can claim benefits.

 

If you want to go back to work you have to have a fit note saying you can.

 

If you want to make an industrial injury claim that is a different and separate matter. I'd get a no win n fee solicitor for that one.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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Let me rephrase

 

Your doctor is overstepping his responsibilities

 

It is his job to say what you can or cannot do; end of. Not depending on what your employer says they will or will not do

 

If you never tell your employer you can do light duties, then you aren't creating the opportunity for them to find them for you.

 

That sounds unfair to me. And as I say, over stepping his job!

 

If you stay signed off then eventually you'll just be sacked on capability, it's that simple.

 

If you want to be sacked, go and tell your boss you would like this to happen so you can claim benefits.

 

If you want to go back to work you have to have a fit note saying you can.

 

If you want to make an industrial injury claim that is a different and separate matter. I'd get a no win n fee solicitor for that one.

 

My boss IS aware that I have offered to get back to work IF and WHEN they can provide me with light duty's simple, but they are not offering me any light duty's they don't want me back but cant say so out right, so rightly my doctor will not sign me off it wouldn't be in my best interests.

 

If they could have sacked me why haven't they already done so, my thoughts are as they know it would be grossly unfair the boss has suggested very carefully i should go elsewhere and they are almost threatening and i fear returning but I can not let them get away with it. So simple question is to progress a no win no fee claim for my injury am I'm better staying in employment with them or leaving them completely.?

 

Seems to me I have worked out what side of the fence you are on anyway.

 

Thanks again Wilma x

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I don't think it makes any difference to your claim if you are in employment or not.

 

I tend to be on the side of pragmatism. Do you WANT to be sacked so you can claim benefit, or do you want to hang on in there and maybe have your job back? We cannot decide that for you, but the injury claim can proceed either way.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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I don't think it makes any difference to your claim if you are in employment or not.

 

I tend to be on the side of pragmatism. Do you WANT to be sacked so you can claim benefit, or do you want to hang on in there and maybe have your job back? We cannot decide that for you, but the injury claim can proceed either way.

 

Thank you the main thing I needed to know was if I could proceed either way, I had wanted to and had planned to go back but after several very recent meetings I now know current employer is trying his hardest to make this impossible, he is trying to make me so unhappy that I leave of my own accord and I must admit I am sad I had many good friends and colleges but feel i will be victimized should I return, Its a lose lose situation for me I will sleep on it over this weekend and really must make a decision as i am in limbo.

thanks again wilma x

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