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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Additional fee's after finishing course!


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I wonder If anyone has any thoughts.

 

I’ve just successfully passed my post graduate diploma in architecture [RIBA Part 2] and today have received a letter from the university [of Greenwich] stating that I owe them over £500 still – I found this odd as I pay my fees myself and I paid them upfront in September as you basically have no choice and are booted off the course if you haven’t paid in full by December.

 

So I contacted student finance and they state I haven’t paid for and 'extra' 20 credits.

 

A little background – the diploma is 240 credits and it paid for on a per credit basis – the University had a major shake up half way through the course and we had a new Dean of school who basically came in, sacked all the tutors, brought in new ones and turned the course on its head.

 

Whilst this was disruptive I seemed to get along fine with the new course structure but the problem is the balance of credits has been changed around so when I started the course was structured something like this:

 

Yr 1 80 credits

Yr 2 100 credits

Yr 3 60 credits

 

The reshuffle came about after Yr 1 with further adjustments to after yr 2 so what I ended up doing was:

 

Yr 1 80

Yr 2 80

Yr 2 100

 

New students do 3x80 credits but somehow with the re-shuffle of the course one of the units that is key to the course is now worth more credits than it was when I first stated and as a result has to be tagged onto my final year…

 

…basically I’m not happy that they want £500 for the ‘extra’ credits that I didn't sign up for and had no choice but to do because they decided the final year is now worth more...ts essentially the same as it was when i started but now its 'worth' 20 credits more than it used to be.

 

I can’t just ignore it as I still have to go back and do a further course to become an architect and they won’t let me register for this until the balance is paid in full!

 

I've spoken with the head of finance and the people that assign the credits – they won’t budge.

 

thanks

J

People who haven't made mistakes, haven't made anything!

 

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Is there a contract ?

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Hmm, IMHO if you signed up to something and it is changed mid way through, then I think there must be some protection for you in that they must advise you of any changes and give you the opportunity to pull out if you wish ?

 

I will send out an S.O.S for you.

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Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I'm sure it's not fair and is wrong but, if OP wants to complete their final year and come out with the Architect's Degree, the Uni may hold all the cards.

 

 

 

I wonder if the Student Union has any help to offer.

 

 

Or is there any Regulatory Body which sets out the basis on which Uni Fees are set and payable, etc.

 

Does this help ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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  • 3 weeks later...

In regards to the above post / quote – the university does indeed hold the cards but I think they are doing so unfairly – I’ve paid over £15k in fees to this university over my degree and diploma, all out of my pocket not student finance and not from my parents - all my own hard work so I’m unhappy that the school is behaving like this, especially when I’m waiting to pay them a further 2k to complete my professional qualification! – it’s like getting to the end of an 8 year loan and then being told that you owe more because they changed the terms half way but they didn’t inform you.

 

I have been through the university’s finance department and got nowhere, they don’t even respond to emails although they did reduce the balance from £500 to £330 as they said they had applied the wrong cost-per-credit to my account.

 

As suggested I have passed this on to the students union today to see if they can escalate the complaint, I’ve also found out that the university should be governed by the ‘QAA’ [Quality Assurance Agency for Higher Education] but I don’t think they have any say on fees – it does say they are meant to ensure that students get value for money thought so it might be worth making contact.

 

I guess first port of call is an official written complaint to the university with a follow up to the QAA if they fail to respond.

 

Any other insight into this will be gratefully received as I feel like I’m banging my head against the wall!

People who haven't made mistakes, haven't made anything!

 

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