Jump to content


Claiming from HSBC for charges all of which are over 6 years?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5333 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

 

I used to have a HSBC account when I was much younger and there were loads of charges on - now the account was used between 97 - > 99. Can I claim these back? How easy will it be to do?

 

Will their records go back this far if I send in the SAR?

 

Many thanks

JKop Vs Barclays SETTLED

JKop Vs Cahoot SETTLED

Jkop V Capital One SETTLED

Jkop V Marbles SETTLED

Jkop V MBNA £422 MCOL

Jkop V Egg SETTLED

Jkop V Cahoot Credit Card SETTLED

Jkop V HSCB £1500 W.I.P!

Link to post
Share on other sites

How do I get my account number and sort code? I tried calling main number but they won't tell me - do I have to go to branch?

 

Has anyone successfully claimed back charges over 6 years?

JKop Vs Barclays SETTLED

JKop Vs Cahoot SETTLED

Jkop V Capital One SETTLED

Jkop V Marbles SETTLED

Jkop V MBNA £422 MCOL

Jkop V Egg SETTLED

Jkop V Cahoot Credit Card SETTLED

Jkop V HSCB £1500 W.I.P!

Link to post
Share on other sites

Right I've been into the bank and got my account number and sort code - lady in there was going to print me my statements but she reckons they aren't on there because it's too old. Do HSBC archive them somehere? If I send a SAR to head office will they be able to produce the records for me?

 

If not can I try and claim the charges back without statements - there was atleast 50per month for about 2 or 3 years, so it's worth my time.

JKop Vs Barclays SETTLED

JKop Vs Cahoot SETTLED

Jkop V Capital One SETTLED

Jkop V Marbles SETTLED

Jkop V MBNA £422 MCOL

Jkop V Egg SETTLED

Jkop V Cahoot Credit Card SETTLED

Jkop V HSCB £1500 W.I.P!

Link to post
Share on other sites

anyone think this is worth doing? Am I going to find too many problems a) estimateing and b) being over 6 years?

JKop Vs Barclays SETTLED

JKop Vs Cahoot SETTLED

Jkop V Capital One SETTLED

Jkop V Marbles SETTLED

Jkop V MBNA £422 MCOL

Jkop V Egg SETTLED

Jkop V Cahoot Credit Card SETTLED

Jkop V HSCB £1500 W.I.P!

Link to post
Share on other sites

hi any help from anyone? I don't want to try this one if people think it's just going to be a waste of time...

 

thanks

JKop Vs Barclays SETTLED

JKop Vs Cahoot SETTLED

Jkop V Capital One SETTLED

Jkop V Marbles SETTLED

Jkop V MBNA £422 MCOL

Jkop V Egg SETTLED

Jkop V Cahoot Credit Card SETTLED

Jkop V HSCB £1500 W.I.P!

Link to post
Share on other sites

hi jkop, don't know if it helps but I can tell you the HSBC charges I had -

 

between July 1998 and April 1999 it was £25 every month for exceeding my overdraft limit. The description on the statement was "excess overdraft fee".

 

In May 1999 the description changed to "total charges" and it was still £25.00.

 

Then in June 1999 the "total charges" went up to £27.50 per month and stayed at that rate until September 2002.

Link to post
Share on other sites

thanks - that does help actually - I thought it was £25 a pop - what about bounced chques / dd payment returns - where they also £25.

 

I guess I'l have to estimate - I reckon £75 per month at least. Is there any point sending in the SAR as I know they will say they have no records? or just do an estimate and send pre-lim letter? (i've been into branch and they told me they don't have records on my account any more)

JKop Vs Barclays SETTLED

JKop Vs Cahoot SETTLED

Jkop V Capital One SETTLED

Jkop V Marbles SETTLED

Jkop V MBNA £422 MCOL

Jkop V Egg SETTLED

Jkop V Cahoot Credit Card SETTLED

Jkop V HSCB £1500 W.I.P!

Link to post
Share on other sites
Guest peed orf

Hi, the recall charges I had in 1999-2000 were £10.00 some days, and £28.00 other days. Card misuse was usually £28.00 sometimes £10.00. Unpaid item was also £28.00.

Link to post
Share on other sites

in all honesty - do you think I'm going to get anywhere? If I was fighting one of the parts (i.e either over 6 years or without statements I might be ok) but I'm thinking estimating AND over 6 years isn't going to get far?

 

this was for around 97 - 99

JKop Vs Barclays SETTLED

JKop Vs Cahoot SETTLED

Jkop V Capital One SETTLED

Jkop V Marbles SETTLED

Jkop V MBNA £422 MCOL

Jkop V Egg SETTLED

Jkop V Cahoot Credit Card SETTLED

Jkop V HSCB £1500 W.I.P!

Link to post
Share on other sites

Hi Jkop,

 

I've just started my case against HSBC today. I will almost certainly be persuing them for charges from around late 98 / early 99. I have only just sent my SAR to them so will have to wait for a reply. Unfortunately I don't have access to the online account any more as it was closed in 2004.

 

I've also requested copies of my loan agreements I had with them as I no longer have this info (moved house, lost papers, moved house again so now there's no chance of me finding them!) I've read with great interest other posts regarding people who's bank cannot prove the agreement exists, although this isn't my main intention, I'll give it some serious thought should this situation develop.

 

Good luck with your claim - remember in the early stages you have nothing to lose, it's gotta be worth a shot!

 

LeeS80.

HSBC - S.A.R - (Subject Access Request) 30/10/06

 

07/11/06 - Letter refunding cheque and informing statements will be along shortly.

08/11/06 - Statements from Jan-2001 to Jan-2004 rec'd. Requested more but am waiting.

09/11/06 - Sending of prelim request for refund! £913.50

27/11/06 - Letter from Royal Mail, original prelim lost in post!!

06/12/06 - Another prelim sent :(

19/12/06 - Reply from Mr Langdale saying complaint received and that I'll have a proper response by 5th January 07....

 

Capital One - S.A.R - (Subject Access Request) 31/10/06

 

Sent off prelim for £392.00 - All adds up I suppose! 06-12-06

Partial Offer received 19/12/06 - £152, offer accepted as part settlement only......

 

GE Capital Bank - S.A.R - (Subject Access Request) 31/10/06

 

Store card account. Charges approx £200, prelim being sent off in the new year!

Link to post
Share on other sites

yep - whht the heck - I'm going to fire off my SAR and see how it goes. I shall also start estimating my charges now.

JKop Vs Barclays SETTLED

JKop Vs Cahoot SETTLED

Jkop V Capital One SETTLED

Jkop V Marbles SETTLED

Jkop V MBNA £422 MCOL

Jkop V Egg SETTLED

Jkop V Cahoot Credit Card SETTLED

Jkop V HSCB £1500 W.I.P!

Link to post
Share on other sites
  • 2 weeks later...
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...