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ann22

Can anybody help? Bought a car which has turned out to have a log book loan on it!

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Hiya, I'm wondering if anyone would be able to give me any advice.

 

My brother bought a car at the beginning of May this year (£2250 + trading in his old car) from a garage.

 

He's had nothing but trouble with it since but that's a different story!

 

yesterday morning he received a note through his door from a repossesion company,

 

after ringing them it turns out that the previous owner (who we believe to be the owner of the garage he bought it from)

had taken out a log book loan on the car for around £2000 and they have said my brother must surrender the car to them.

 

We have contacted trading standards among other people and

they are going to look into it but have said it can take up to 5 working days which isn't much help

as the repossesion people have said they are coming at 4pm tomorrow and if he doesn't surrender it they will tow it away,

 

while I understand the loan company want their money back

I don't see how they can just take it with barely any notice and leave my brother with nothing

- aswel as what he paid for the car he has also spent around £1500 on fixing it

(the gearbox exploded and even though the receipt for the car stated that there was a 3 months part warranty on the gearbox and engine,

the garage refused to pay anything towards it).

 

Sorry for the long post but any help anyone can give would be really appreciated!

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Soga. Take it back get a refund


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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The logbook people cannot just tirn up and take it. Park it a good 10 min walk away in an area that isnt obvious


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thanks but I think the garage has done it purposely to be honest so I doubt he would give him the money back. But it will be worth a try if there are no other suggestions?

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We have been to the police and they have said that if he doesn't surrender the car then the repo company will mark it as stolen and the police can then arrest him and seize it anyway? Not sure how true this is but that's what they said!

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I very much doubt the police can arrest him


CAG has helped me so much since I joined. Based on what I have learnt from others on here and my own experiences, I try to chip in and help others from time to time. I am not an expert and give my opinion only. Always check with the more experienced CAG members before making important decisions.

:-)

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We have been to the police and they have said that if he doesn't surrender the car then the repo company will mark it as stolen and the police can then arrest him and seize it anyway? Not sure how true this is but that's what they said!

 

You spoke to a front desk 'officer' didnt you.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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The loan company can ask for the car back

but if they are a member of the CCTA they should treat the new owner sympathticly

but thats open to interpretation.

 

Legally the car is owned by the loan compay so you dont have much of a leg to stand on.

 

The plus side is that the debt is not yours so if the car should disapear into a lock up and accidently fall appart and parts appear on a well known auction site then whos going to find out.

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