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debt collection or vehicle recovery hassle !


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RDR, your first post - can you please quote your sources.

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let me explain things for clarification

 

No recovery agent can turn up a a persons house and remove goods (car) from private land. Be it that car is on finance or not except if the vehicle has been used for criminal activities. Private land is deemed an area of land not maintained at public expense.

 

As to s.92 of the CCA 1974, to reposes off private land will require either a return of goods order from the court, or the house holders consent to remove the goods off of private land

 

If the vehicle is removed unlawfully by the recovery agent as to the above, the creditor will be guilty of unlawful recession of contract, and breach of fiduciary duty. (conversion) theft, criminal sanctions

 

The debtor will be entitled to recover every penny paid to the finance company and receive a replacement vehicle of the same age and mileage

 

I am not here to argue with anyone, its just i require people to back up their reasoning with links of authority and where they got their information from. If people decline that request, you have to ask your self why?

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Read my first answer. if all legalities re the CCA are complied with then I can come to your house and remove the car and there isn't much you could do about it.

You want me to some up a massive area of legislation in a yes or no and I'm not prepared to do so.

 

no you cannot

 

if its on the road yes

 

if its on private drive, land or private road

 

you most certainly cannot repo

 

without a court order

 

whats your name 'the repo man'!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I wonder why this thread was posted actually.

 

poss read something here that was not in agreement with?

 

would be better to link to the thread that caused the creation of this one

 

lost me.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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To all who have a vested interest in my character assassination. My first post stated "If the recovery agent has satisfied all legalities ". Read this bit again "If the recovery agent has satisfied all legalities".

 

Where do I state illegal actions anywhere. Please feel free to enlighten me and yourselves on this point.

 

Frankly I have never seen so many follow without application.

 

Dx100uk. In the context outlined. Does this sound like the advice of a "repo man". Get to grips.

 

Pleased to say none of you will be representing me and will certainly not be taking advice from anyone here.

Don't bother responding, I can't be bothered myself here any longer.

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QUOTE

1) I do not need a court order for vehicle recovery if all legalities (as in my original post) have been complied with.

That is where your argument falls down

 

You need a court order to remove a vehicle off private land, and you need the agreement of the account holder if no return of goods order has been given by the court, any other procedure is irrelevant

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don't slam the door

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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