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PROVIDENT - Account Removal & Incorrect Data


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Hi everyone,

 

I have few accounts with provident dating couple of years back which are all paid and clear. As there are quiet a few accounts, I wrote to them with the most sincerest requests I could think of to see if they would remove these accounts but failed.

 

They wrote back saying:-

 

" We are legally obliged to share information"

 

Are there any other ways I can try or shall I send a second request?

 

Also, the accounts are on my file with my name spell wrong, one letter missing. Can I use this as a way to get the accounts removed?

 

Say if I write to CRA saying this account doesnt belong to me?

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nope

 

whats the issue

 

why do you need them removed?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi DX,

 

First of all they have a spelling mistake (one letter missing) and am thinking that this may effect my credit file.

 

Another question if you could kindly help...

 

A default with T-Mobile,

they say I had 2 accounts with them and for one they cannot locate any information or account data.

 

SAR request returned only bills of one account, no unpaid bills, debt reminders etc.

 

What do you think I should do,

 

write to them and see if they would remove the default if paid or just keep on challenging it?

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spelling mistake wont hold water

 

don't understand the T-Mobile stuff

 

are you trying to clear your cra file for a mortgage etc?

 

what are the default dates?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Default dates are 2008 & 2009

 

About T-Mobile, When I saw I have a default (2008) from T-Mobile I made a SAR in return they sent me copies of bills. They also wrote that I have 2 accounts with them and for one account they cannot locate any data. They did however provide both account numbers.

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so is it a default on the unknown account , if it is, they cant verify it, state your want it removed.

 

all defaulted account vanish on the defaults 6th birthday

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Say if they manage to pull out bills for both accounts but no copies of reminders of bills or letters of outstanding debt can be provided by T-Mobile, can that be used to remove the default?

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