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Welcome finance ccj and a bailiff for unsecured loan


VILKA
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they are not taking initiative and waiting for response from welcome which they are not providing with any documents they are relying on as the ccj is already awarded by sending the documents to previous address

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Sorry to hear about the issue with your wife and hope she is getting better.

 

You were advised in June last year that you had to make a set-aside application promptly. The longest period which is normally allowed from when you discovered the CCJ is 2 months. Unless someone else has any better ideas, you may be better off reaching an arrangement to pay this CCJ with the creditor and try to reclaim the PPI separately.

 

If you want to raise a claim for the PPI you need to get a move on with the reclaim process using the resources available on this site. PPI paid more than six years ago will be very difficult to claim as they may be time barred. The July 2007 payments may be time barred already, the deadline for Feb 2008 payments is coming up.

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Fortunately I feel, the PPI should not be time barred as I have in writing from them in January 2009 that the PPI is missold and that they agree to pay back. However, surprising it may sound the case is handled by IND and the claimant is Welcome finance, we have approached IND to provide the paperwork and pointed out the descripancies,

any thoughts anyone

 

can anyone be of any help

 

the PPI amount of £1650.00 since June 2007, as accepted to be refunded in 2009, what could be the calculation to get refund, if originally it was an agreement @43.5%

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