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    • I think I know the answer , but We booked our dog into boarding kennels for our holiday , starting Tuesday 16 Unfortunately about 2 weeks ago the dog picked up a parasite called giardia .this causes soft stools etc . The vet gave us the treatment and said the dog “should “ be ok in time for the boarding .A side effect of the treatment is that the dog has still has soft stools , similar the those when the parasite is present We messaged the kennel Friday , explaining the situation , also topping up the final payment , It appears the kennel did not receive the message , so we spoke yesterday ( Monday ) They were unsure as to whether the dog should be accepted . over night they massaged us and cancelled the booking , we do have a plan “B” this involves our daughter moving  back home for a week . Their T&Cs are quite tight , regarding cancelation by the client , But in this case they cancelled , have I got a hope of getting a refund , less , say , a admin charge , over £300 fees have been paid for 10 days boarding We do have "Pet Plan" Insurance Extract from T&Cs     “You agree that if you do not arrive on the start date of your booking, you will be liable for the full payment per day. You agree that should you return from holiday early and decide to collect your dog before the end of your booking, you will not be entitled to any refund of payment. In the unlikely event of illness or other circumstances resulting in a reduced stay with us, the total booking fee is still due and you will not be entitled to a refund or part refund. You agree that if you cancel giving less than 14 days notice the total fee is due. You agree that if you cancel your booking you will lose your full deposit. If you bring less dogs than are booked, you are still responsible for the balance due. “
    • The SD is dead, when  I applied to have it set aside a copy was sent to by the court to Credit Agricole the debt owner,  it was part of my appeal that Credil Limits were not authorised to make the application. Credit Limits then withdrew the application. As far as I am aware Credit Agricole did not respond. Creditl Limits came back to me ignoring the grounds of appeal see letter 15/4. They refer to statute barred, the loan was for double glazing it was not part of the mortgage so I still contend that the 5 year rule applies.   I did not contest the original French court order but before the hearing  I wrote to Credit Agricole offering to pay over a long period of time as the home in France was about to be repossessed by the mortgage bank (and it was). Credit Agricole did not reply to my letters. The original judgement had the following 'Since immediate enforcement is not a necessity, it shall not be ordered.'   See compliments slip below purported to be from Credit Agricole, undated and unsigned, this is probably in response to my appeal when I said that I had nothing from Credit Agricole suggesting that CLI were agents. I am not convinced that this is genuine, CLI have had plenty of opportunity to produce this since they were 'appointed'  in 2018!   Can CLI represent Credit Agricole here in the UK as they are debt collectors and as far as I can see are  not registered with the FSA?   Thanks again   comps.pdf letter.pdf
    • thanks fk and bank fodder, yes I know been here awhile I just needed bit advice, seems this company have a habit of taking peoples money!   I can not record phone calls so will go bank ty xx
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B3cca

Homeless almost a year :(

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Hi Guys,

Any advice would be welcome as I've had enough of battling with horrid council staff.

 

My brother was made homeless by his Ex partner July last year, Due to that he lost his job and she took everything he had it was quite a controlling relationship even now she has his bank card. My brother tried to take his life went it all became too much for him thankfully the police managed to get there in time to cut him free, Due to the suicide attempt he was taken to hospital then placed under the crisis team who would visit him at my nans.

 

He was given a support worker along with various care plans, They thought that due to his mental health and learning difficulties he would get help quick with the council. The council have gone out their way to make it hard for him with wrong bands, lost his medical info along with care plans apparently it was left somewhere and then refused to admit he was homeless because he kipped on my nans sofa.

 

He has been sofa surfing for the past year with him staying more frequent at my nans on the floor, Then the council contacted my nan around 2 months ago and threatened her with eviction for allowing him to stay. I attended a 'meeting' at my nans with a housing officer who said she was meeting us to help my brother, When she arrived she reduced my brother to tears saying he will just have to live on the streets as he's not vulnerable and then upset my nan with yet more threats of eviction.

 

My brother is now on the streets with the occasional night on friends sofas, the council wont help and they are keeping check at my nans to make sure he's not there.

The council medical Dr dismissed the mental health issues said he's on a common anti-depressant with a slight mood disorder and a incident of minor self harm (tried hang himself).

He said learning difficulties didn't make him vulnerable, My brother went to a Special needs school he's 26 and still cannot tell the time properly, manage money, understand the date and needs a lot of support.

 

I'm unsure where to go from here and the pressure of all this is really taking it's toll on everyone.

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Speak to Shelter

 

http://england.shelter.org.uk/

 

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england shelter .or .uk is a good option. But he does not need to be on the streets... THis woman sounds horrible does she have no compassion?

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