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    • Ok, so as you have been overcharged you now need to be pragmatic and first of all request a refund by making a complaint.  In this first complaint do not go on about what argument you had and what conduct the inspectors were following.  Concentrate on highlighting the fact that you must get a refund because they overcharged you.  People looking at complaints receive thousands everyday and anything longer than a few lines is usually misunderstood.    After you receive your refund, then you complain about the conduct of the inspectors,  as a completely separate matter. I note that you were offered a refund, an argument broke out and you were escorted out of the station. This will not play in your favour as all inspectors would have taken note of this in their notebook and possibly complete an incident report form with their version of events. Frustrating but that's how it is, that's why I said to be pragmatic. 
    • agree with DX100uk on the reply. Every time I have replied or complained about those firms to the FO and FCA they take an age to come back and even then its with nothing new as they cannot do anything. for what its worth my debt is over 70k and even that has been inflated ! so no worries there. There are many thousands out there in the same situation.   In regards to COB and even Stepchange don't even bother as they have no idea themselves something which I complained to the FO about as CWD and IDR use in there letters to seek advice when they know full well that no charity or debt company know anything about the debt in dubai situation so this is again unfair to be using this. what also annoys me is that nobody ever signs off letters its IDR or Moriaty law etc !!!!    I have never supplied my financial details and never will and only when and if and I will repeat when and if that the debt i owe is purchased by a UK firm or indeed taken through the correct channels or courts then I will defence myself.   It makes me alugh that they think a small c;laims court understands everything that goes on and dont understand the full picture of laws that are broken and sometimes human rights also.   The best one to date for me was in 2011 imagine my new job and my new partner and some stupid collection agency in Dubai send a Fax to my director about my debt !!!! embarrassing but at the same time good to get it off my chest. they then called my partner in her work !!!! (yes this was the first time she found out about everything again good to talk) against the law, against any laws but this is how the banks and the agents work similar to those of CWD, IDR and I think Moriaty    dont pay a penny !  
    • Andy, thank you so much for your help. dx100UK  the date is 25 Jul 19   Is it ok to send now?
    • Your Rent. Bills. Council Tax etc 99.999% important.  Moriarty  0.001% important. Don't take food out of your kids mouth's to pay them.
    • Dx: half the comments they have put are not relevant or apply to anything we have stated. So not about to throw the towel in just yet.
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djgordyp

Employer not interested in seeing my gp's notes or referring to OH

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Hi all. Maybe I am being a bit over concerned here. A while back someone advised that I should seek a referral to Occi Health. Given that I have been on anti-D's for over 3 years now. I spoke to the employers nurse a few days later and mentioned this to her. She said she would mention it and asked for my permission to contact my gp for my notes, which I granted.

 

Turns out my gp hasn't been contacted by my employer. On Monday I had a disciplinary for missing 3 days since January. In 2012 I missed 18 days in total (sick certificates have no bearing on whether or not you get a warning). Firstly they don't seem interested in helping to try reduce your absence, only reminding you that you need to turn up for work. Secondly, at the end of the meeting I mentioned the issue of my notes from the gp to the HR officer present. Her reply was, "You want us to see your notes?" Sounded to me like she was trying to make out I was doing something wrong.

 

My concern is that by trying to avoid recognising that I am being treated for depression and therefore have a disability. Then they don't have to treat me as such. Whether that would mean more leniancy in regards discipline or whatever.

 

Does this also mean that the duty of care they are so keen to talk about doesn't really exist! That is the impression I get.

 

Thanks in advance for any help. Even if it's only to say I have nothing to be concerned about.


HALIFAX: 13/01/07 Sent S.A.R - (Subject Access Request) letter (marked as rec'd 16/01)

Paid in full in March 07

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at your disciplianry did you *tell* them you have a disability, and did they acknowledge it?


Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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At past disciplinaries I have mentioned that I am being treated for depression. Unfortunately I didn't point out that it was a disability as I didn't think it was necessary to point that out.


HALIFAX: 13/01/07 Sent S.A.R - (Subject Access Request) letter (marked as rec'd 16/01)

Paid in full in March 07

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clearly it is - depression doesn't always meet the 12 month requirement. If our does, tell them.

 

Not that I am sure it will make a difference to the outcome, as that is a lot of time off - but you want it on record for the future.


Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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The doctor's note should only go to another health professional who will asses them and write a report. HR shouldnt have copies of your doctors notes unless you gave them absolute permission to have them.

It seems as though your employers dont realise that you are as ill as you are and that it is a long standing illness and thus can be classed as a disability. You need to tell them (in writing) and explain how it affects you and how you wish to be treated to help you cope and get back to working in your previous capacity. you need to make clear to them that the depression is basically a single serious event rather than a series of unrelated minor events but remember, they are not clairvoyant so it is up to you to progress this.

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