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    • hello   I was involved in an unpleasant incident at a company which I spotted was a regular thing happening there. It was not nice for me as I was mildly allergic, and I knew that it could have an even more negative reaction in some people. and so I had to do something to stop it.   I did not want to be aggressive in my response. I just said it was not malicious and tried to be helpful and reasonable, as there was risk of the same thing happening again to others, I was very helpful.   I was 'eventually' assured it would not happen again.   I thought I might be eligible for some form of compensation. They would not send me their policy’s when I asked.They would not discuss compensation funds. But they asked for my address and sent me a surprise gift, a rather large package of alcohol  beverages which most people would be overly happy about. Unfortunately  I cannot consume Alcohol.  I am old enough,  although, they did not check ID. I used cash at the company, no cards Although I did state my age by email.   It is hard to return a gift, it pulls on the heart strings.  But I politely said thank you very much, but I cannot consume alcohol due to my beliefs and please may I return the package and asked for a voucher or perhaps suggest something else.   They politely said to offer the alcohol to someone who could enjoy it and thanks for all the help.   Can anyone give any thoughts on this? Was I wrong to ask for the return of the package?   Thank you very much.    
    • That may well be the case as part of their T&Cs...which also states you have to pay £300 +VAT cancellation fee.....but you dont have any legal right as your LTD Company and not a Consumer..you dont have protection of the Consumer Rights Act.
    • Oh I didn’t know that. Any idea what those thresholds are? Also, what could they contest - the amount you’re claiming for?(as they couldn’t contest that they have infringed GDPR)
    • Lex Autolease have advised me that I do have the 14 day cooling off period. It's in their business contract t&c's.    I would like to cancel the finance part of it before the period is over but they won't let me and Lex are saying that I can't do it direct as they don't have paperwork yet.     
    • Yes Jase a default can be registered for current accounts that attract an overdraft...although the default would have placed by HSBC not Intrum Finance.There name would have been added when HSBC assigned the debt to them.   Andy
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    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
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      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
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aw no

sorry to hear that.

 

 

dx


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I too am very sorry to hear this news.

I wish you both all the best x

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So sorry to hear this, but I know he's a fighter. Had the privilege of meeting him when we were both on the site team. Please pass on my best wishes and tell him I'm thinking of him.

 

Best wishes to you and your family too. xx


 

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The Consumer Action Group is a free help site.

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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi all, I'm home recovering but may not work again, selling my house and trying to end the blemain hell that I have endured for nearly 10 years now. Thx for all the get well messages.

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you know the saying "when your going through hell keep on going". I wish you all the best Bigmac

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hi bigmac i hope you dont sell your home and get refunds back to you so you be fine ) hope you are feeling bit better and try chill a lot im having too.hi suffering also hope you are well too ) check renewablejohns posts under lancashire mortgages.

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Hi all, I'm home recovering but may not work again, selling my house and trying to end the blemain hell that I have endured for nearly 10 years now. Thx for all the get well messages.

 

Sometimes I guess you have to consider what's important in life, and your health is what really matters. I know this isn't a decision you and your family will have taken lightly, but I can't help hoping that you get something out of Blemain too. Take care my friend.xx


 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi all, I'm home recovering but may not work again, selling my house and trying to end the blemain hell that I have endured for nearly 10 years now. Thx for all the get well messages.

 

Sorry Bigmac, must have missed your post, it's good to hear your on the mend.

 

Take care.


 
 

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Hi bigmac I do wish you would wait cos there is now light at the end of the tunnel. Please do not give up after 10 yrs of hell I have to have 2 more teeth pulled thats 10 now pulled grinding I can say now never give up (GIVE IN , GIVE OUT ) never give uppppppppppppppppppppppppppppppppppppppppppppp cos youwill come out the pit and refresh, every thing has a timing and surface so I CAN ONLY ASK WAIT.

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I f you choose to sell its your choice I totally understand why, but I dont want you to see after that JUSTICE CAME IN , cos that would be a shame Im believing justice before you sell) today I saw a homeless man with his dog , the man was drinking i asked wheres your dog lead gone he said someone took it . I went poundland got collar and lead and went put it on the dog cos the dog was running all over the place, normally the dog sits with man quiet, just takes simple act of kindness to make a difference.

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I do hope people who have a loan same yrs with blemain 2004 to 2005 come on here I know there are loads as ive read many on here already and many on 3 other sites with same loans same stories i hope to see more that are scared surface now and come on here cos ( its ok to be scared and fear them, but please dont hid cos once you take a leap of faith and chat on here you will understand you have rights and type and be heard and reveal your trauma i say trauma cos i know and can guess you can CLAIM )

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it not only affects me my case it affects my son too he has gone through 11 yrs of hell also seeing me on phone with blemain endless 2 hrs a time im not jokin either, being belittled and crying cos threats at and me trying to make ends meat not being able to do loads of things for yrs cos no money spare and drs me having to go and bed crying and the list goes on and on. Its like a domino effect.

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I use to say another month of oxygen, my son said mum what does that mean? I said we can get by just . How a company acts with your loan has to be right , and how they act with you too.

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Hello all, I am recovering and getting better and just wanted to post up that due to my health problems and being unable to work I sold my house and settled my blemain account in full. I hope everyone who continues to fight this lot get a happy ending but for me it had to end early.

I settled paying just under £12000 which was purely charges and interest and it is good to no longer have the harassment from them.

I may one day return to this but hope you understand my reasons for settling.

 

Xx

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Well when you feel better

Time to reclaim???


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Hello all, I am recovering and getting better and just wanted to post up that due to my health problems and being unable to work I sold my house and settled my blemain account in full. I hope everyone who continues to fight this lot get a happy ending but for me it had to end early.

I settled paying just under £12000 which was purely charges and interest and it is good to no longer have the harassment from them.

I may one day return to this but hope you understand my reasons for settling.

 

Xx

 

Some things are more important than bricks and mortar or allowing the likes of Blemain to take over your life. Health, happiness and quality of life for you and your family is far more important. It takes courage to know when it's time to walk away, I've seen many times how much happier people have been when they've taken hard decisions and moved on with their lives.

 

I wish you and yours the very best for the future. xx

  • Haha 1

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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