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rdm2006

Hoist portfolio - robbers way old Cap1 debt now phantom payment

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I haven't challenged it as sb before so i will leave that bit out and send it next week.


HTH (Hope This Helps) RDM2006

 

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Letter sent, lets wait and see ......................


HTH (Hope This Helps) RDM2006

 

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Well i have heard nothing from these people so i will consider the matter closed


HTH (Hope This Helps) RDM2006

 

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Well i have heard nothing from these people so i will consider the matter closed

 

Emm Hoist are devious, keep a close check on CRA files RDM.

 

They may sell it on at any point.


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I will keep an eye on my cra file but hoist were the last in a long long line so any entries on it should have been made years ago :whoo:


HTH (Hope This Helps) RDM2006

 

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Well this has reared its ugly head again. Had a letter today to say it has been passed to BPO collections LTD.

Strangely RW/Hoist are now calling themselves Hoist Portfolio Holding 2 LTD

 

Do you have a standard letter for this occasion brig lol

 

BPO Collections have not sent anything yet, should I wait for them or send something now?

 

Should I just send the SB letter or should I include something about the disputed spurious payment to which I had no reply????

Edited by rdm2006

HTH (Hope This Helps) RDM2006

 

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Good morning RDM, Hoist have put 'self important' names to the tranches of duff debts they have acquired, much like Lowell with their Portfolio 1 & 2.

 

Wait for BPO to contact in writing, certainly do not get trapped into a telephone conversation, if you

do answer a call just state in writing only and hang up.

 

There has in the past been a 'rash' of contacts from DCAs immediately before Christmas, imo just to pressurise and upset recipients.


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Ha Ha Didn't upset me, I Know that its statute barred and i would never talk to them on the phone.

 

Talking of phone calls from DCA's - why is it that they think that passing a debt to a new DCA resets the ability to phone people. e.g. if i have told 1 DCA "in writing only" they have a responsibility to deal with me in that way. when a new DCA buys the rights to such a debt, they also buy the responsibilities and therefore should only contact me in writing as requested.

 

Perhaps we should do a mass complaint to the FCA regarding this.....


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This seems to be a new tactic by Lowells, been pestered by them today for the first time in 4 years. Just spoke to a DCA monkey called Michelle chasing a debt from 1999! Allegedly a payment of £5 was paid in 2008, by Credit Card! Absolutely no way was made!

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if no payment was made (edit - or acknowledgement made) since 1999 then it was already statute barred in 2008, so even if a payment was made, the debt can not be resurrected.....


HTH (Hope This Helps) RDM2006

 

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