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Taking Barclaycard to court for damages to credit file


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I have a thread in the Barclaycard forum where a few months ago i won my unlawful charges claim against them. Part of my settlement was BC removing the default as they told me they had bought the account back off Lowells when i started my claim.

 

After the claim had been settled I applied with my bank for a credit card and overdraft as i should have had a clean file only to be turned down and told to check my file. Lowells had re-added the default as BC had not completed the purchase of my account or even notified them the debt didnt exist anymore. Bc only sorted this out after i made a complaint to them.

 

I settled my claim early for a lower amount with BC in the belief that they held my debt, yet it was still Lowells account at the time. Having made a complaint to BC for compensation for damage to my credit file i have been turned down using Kpohraror as that was a business claiming damages and have now been told that Durkin vs HFC is irrelevant as that is not binding in England.

 

Does anyone have any advice about starting a claim for damages as BC misrepresented how they were handling my original claim, caused me to be turned down by my bank for credit and are adamant that i have to prove financial loss and the cases i quoted are pointless.

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p'haps best to keep to one thread

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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