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Rockwell / Littlewoods / Arrow global debt


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Hi guys

 

for once its not me their after lol :D

 

my partner just had a phone cal from Rockwell/tessera and she confirmed her name and address. They stated that the address was different they had for her, so now they have updated it

 

i got my partner to give me the phone right away and i spoke to them.

 

turns out she owes little woods £1288.50 from 27th April 2007. i then questioned him over it as obviously i know its been 6 years. Turns out its not Stat barred yet because she made a payment on 7th Nov 2007

 

i spoke a while and asked how he got my partners details. he first said from little woods, so i then questioned the legality of that as she had not given permission for her details to be given. He then said arrow global bought the debt. then sort of back tracked. He did mention its close to being Stat barred.

 

i explained that from knowledge of this website that non of the aboves are bailiffs and have any rights so if we did agree any form of payment plan they would have to accept what im offering, especially as i have one child and a child on the way. and they come first, and that my partner earns hardly any money and in fact it would be myself making payments. However i would be seeking advice on these forums first, and welcomed him to view my post when it was here.

 

he stated that arrow could instruct bailiffs to attend, which i then told him i would be happy for them to as nothing in this house is actually my partners everything is my own and if she had bought anything for the house it has been with my wages so therefore belongs to me.

 

he also stated that a CCJ may be applied to my partners credit file. I then questioned why now and not sooner, and he basically said its because its close to being barred. He did advise a default was placed on her CRA 29 May 2008 from little woods

 

I did ask after seeking advice here due to how close it is to being statue barred, would there be any reduction to the debt as some money will be better than none, best he said was they would knock 25% off if paid in full now. so i said no thanks.

 

so what you suggest guys, make a small monthly token payment to the debt or just let it unwind until november then it will become barred.

 

i also told them to get in touch by writing or by email and not phone

 

cheers guys.

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  • 5 months later...

Hi guys

 

asking on behalf of the missus.

 

she had a catalogue years ago and owed on it. about 4 months ago we had a company chasing her up for the debt and i spoke on her behalf. They advised it had almost been 6 years since she paid anything. so i knew then this last hurrah was due to it being close to being stat barred. They advised it would be 6 years November. so we counted down the days almost lol.

 

Today she had received a debt letter for the account from Arrow. I thought that's strange as it should be stat barred. we logged in her credit file to check and it looks like the default date has changed by 6 months. So now it looks like the 6 years will not end until May.

 

Anyway i can check if arrow are trying to pull a fast one?

 

Cheers

 

EDIT: sorry differs to above, missus just phoned and explained better. The letter is from arrow transferring the debt to Rossendales. even tho it should be stat barred. so would it of been arrow or rossendales who have "edited" the default date on the credit file.

 

Also if a SAR is on the cards who would it be to? so we can see when the date changed.

Edited by flexeh
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