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Arrow/Restons - Returned CCA £1 debt


kp278
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Hi,

 

I fired of a CCA request to Restons who were chasing me for a debt.

 

I received a reply from Arrow (with my £1 postal order returned) with the following text:

 

We thank you for your letter addressed to Restons Solicitors and passed for our attention as assignees of the debt. We acknowledge your request for documentation pursuant to the Consumer Credit Act 1974.

 

We do not accept that we are the creditor as envisaged by the above statute. However, we are willing to assist in obtaining that which has been requested. We will now process your request for documentation from the originating creditor and will revert in due course.

 

We confirm that all collection activity will be suspended pending provision of the documents.

 

I have an earlier letter from Restons confirming the debt was assigned to Arrow in 2011 and I should have received a Notice of Assignment. To me, that means Arrow should be responsible for providing the CCA. Are they just trying to worm out of their responsibilities, or are they right? I figure I can't CCA HSBC as they no longer have control of the debt.

 

Thanks, Kristian

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No point in that, if anything send a SAR to HSBC very little data is supplied to the debt purchaser when the creditor sells a debt,

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