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Lloyds TSB and Create Card


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Hi,

I am considering letting Stake your Claim investigate any PPIs I may have had over the years as about 10-15 years ago I had a lot of debts and hardship due to certain circumstances. I have been with Payplan for some years now, but still paying off my many debts. I took out a lot of interest free loans and was constantly juggling them around.

I dug out some old Lloyds Create card statements and LLoyds Bank Statements, going back to 2005. I was amazed to see that Lloyds had been writing to me nearly every day telling me about the many charges they were applying to my account, even though I was paying regularly with the debt managemnt plan and never missed a payment. At one time I was being charged Unplanned Overdraft fee of £15 plus daily fee of £20 and at the end of each day if i continued to use the unplanned overdraft i was being charged a further daily fee of up to a maximum of 10 fees in any one monthly billing period.

I wasnt using either the card or bank at that time, as I had switched to Nationwide.

So there were no other debits going out.

Is there any way I can reclaim some of the overdraft interest that was applied?

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