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    • Yes Jase a default can be registered for current accounts that attract an overdraft...although the default would have placed by HSBC not Intrum Finance.There name would have been added when HSBC assigned the debt to them.   Andy
    • Hi,   Not sure if this is the right part of the forum to ask this but I have a default on my credit report for an old HSBC current account dating back to 2015.  The default has been placed by Intrum Finance.   My question is that I thought a default is usually for something where a credit agreement existed?  Can they list a default for a current account where there was no agreement in place?   Thanks in advance,
    • and don't waste money on recorded delivery!! 2nd class stamp is good enough.   if you wish to do a budget sheet that's upto you but never fill out theirs.   and again if you want to send creditors that, its upto you but you do not have to give them any of your pers financial info NONE of their business esp a DCA!! only a judge can demand that info.    
    • But the 14 day cooling off period does not apply to you because your a LTD Company.....even though the charge is unfair there is no way around it B2B
    • Do not engage under any circumstances on the phone, they are trained to trick you into agreeing to things.   If everything is done in writing by post,    A. You are in control B. There is a paper trail, postal receipts etc for you to defend yourself if they ever do go to court.   Rent, Council Tax etc should be the only thing you care about and the rest of your priority debts. Nothing will happen if you stop paying the one's that are with DCA's aside from a lot of idle threats coming through your letterbox   As above with the CCA's for the one's already sold off, highly likely they won't come up with the goods. One pound a month token payment, jobs 'a good 'un with the Original Creditors.   Everything else in your budget goes to food and emergencies, not the above bunch of vultures.      
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Rmb016

Cash genie taken money from NEW bank A/C - say they saw i brought something online & can do this!!

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HELP NEEDED ASAP!!

 

Hi,

 

I had a £80 loan that was due for repayment on the 5th of April,

 

i didnt pay back the loan to cash genie as I stopped my wage going in my bank account because my bank was messing me around with charges

 

I decided to open a new bank account with a different bank,

 

cash genie took £600 from my new account today without having my authorisation to take it from my account.

 

They didn't even have the sort code or account number,

as I phoned them they said they had right to do this and I asked how did they get my new bank details

and they said as I've paid for something online they've linked it back to my name and address

and said it was in my terms and conditions that they could do this without me giving them my new details,

 

the lady of the phone was very rude!

 

And said as I made no effort they are untitled to the £600,

 

Is this right?

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Tell your bank to do an immediate refund as your account was compromised and they stole it. Also, STAY OFF THE PHONE. You are dealing with loan sharks who will say and do ANYTHING to get money.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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Okay I will try this. And let you know how it goes. Thank you

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do it NOW by telephone banking line

 

dx


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Dont let your bank tell you no. THey MUST refund it.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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got it from your cra file I bet!

 

totally unlawful.

nowhere in their online T&C does it say they can do that!

 

the oft/fsa will go bananas

dx


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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Have you applied for loan from another name with the new details?


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When they say they found you via another purchase online.. was that another loan or did you actually purchase an item ?


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