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    • The economic research group as the main parties have “ducked” addressing public finance challenges.View the full article
    • Thanks. In that case when it comes to preparing my court bundle I will remover the Bradbury v UPS case. And I agree, @occysrazor 's case is the strongest asset I have in defence. Hopefully the necessary literature will be available by the time of my court date.  
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    • So I like a bit of fun with the horses and have a few profitable tipsters, when i make a profit i re-invest and try more, nice little way to work on the side. This site looked promising however after joining a Telegram group I was not at all happy with the service as it was completely dead.. a week went past... I thought it was brokedn (expecting 14 tips by now)... 2 weeks went passed.. a tip came in about something happening in a few weeks... the month was nearly up (£49 couldnt be recouped by these bets) I complained via email asking for a refund as it was not as advertised, website says 1-2 tips a day, i expected that.  There's no way i could recoup £49 a month on 1 or two tips.  I didnt get a reply. I tried again,  no reply. Ive then had to up the email wording to request Im now really not happy. I get a reply and it appears they agree a refund (this doesn't get processed) Fed up i send a notice before action letter. I then get various emails of a very unprofessional manner and one towards the end that sounds a bit like a threat. I would encourage others to be very cautious about this website and if that was a threat (I know where you live, i have your postcode)  It becomes a police matter.  Im sure, it is just a recording of my personal data so I cannot be allowed in the telegram group again. Either way, is there anything ive missed? Emails below in order.   On 22/05/2024 11:31,  wrote: Hi I havent had a response to my last two emails, and Im not getting what's displayed on the site (1-2 bets a day) Please can you process a refund as its not what I was expecting   Thanks   --------- From: info@premiumracingtips.com <info@premiumracingtips.com> Sent: 22 May 2024 12:17 To:  Subject: Re: REFUND   Hi X, Are you still in the private telegram group? Regards, Ash -- On 22/05/2024 12:21, I wrote: Hi Its all still logged in yes as per the day it was set up   thanks ---- From: info@premiumracingtips.com <info@premiumracingtips.com> Sent: 22 May 2024 12:25 To:  Subject: Re: REFUND   Hi X That is fine. When did you send the previous emails? This is Marc speaking here I run the service. So on the 1-2 bets per day, some days there are no selections because there is no value or information. It is impossible to make profit long term betting every single day. Did you get on Macduff 33/1 for the Derby? Regards, Marc ----- From: X Sent: 22 May 2024 12:41 To: info@premiumracingtips.com <info@premiumracingtips.com> Subject: Re: REFUND   Hi Marc, I sent a mail on the 16th initially then Monday this week to follow up.   Yes, Got a Derby tip through but nothing else in a week   Ive based this on needing £50 profit required to break even, so expecting 1-2 bets a day (sorry) , £2 average bet profit needed to make a small profit after the subscription fee, as a test then move up as confidence grows   I probably need a larger starting bank to benefit from this properly.   Thanks X ======================================== Then, no further correspondence received until almost a month later: ====================================== 17/06/2024 Good afternoon,   Further to my correspondence below I am notifying you of court proceedings.   If I do not receive a satisfactory response from you within 14 days of the date of this letter, I intend to issue proceedings against you in the county court without further notice. Court fees will be added to the final invoice adding £215 minimum to the refunded amount and this will affect your ability to get credit.   I refer you to the Practice Direction on pre-action conduct under the Civil Procedure Rules, and in particular to paragraph 13-16 which sets out the sanctions the court may impose if you fail to comply with the Practice Direction. I look forward to your acknowledgement. Yours faithfully, X   ============== NOW i get a response! =============   Tuesday 18th/06 Evening X Firstly, I know the law (family member is a QC) so this legal jargon does not work with me. Secondly, you were already processed a pro rata refund on the 5th of June 2024. Sometimes this does not appear on the bank statement. The bank can find this with the Acquirer Reference Numbers (ARN) - 88888888888888888 Once the bank have confirmed this I would personally like an apology for the time you have wasted and the serious accusation. Regards, Marc =================================================== I was going to drop it at this point, throw it in my spam folder as a mistake in my judgement, lessons learned to do due diligence on such a company next time, however this then got my back up when a pestering follow up arrived: ==================================================   From: info@premiumracingtips.com <info@premiumracingtips.com> Sent: 20 June 2024 18:35 To:X Subject: Re: Notice Before action - Court proceedings   Hi X Still waiting on a response and an apology? Regards, Marc --------------------------- On 21/06/2024 09:11, X wrote:  I dont think you read the email correctly, so I will presume you misunderstood.   The only thing Im sorry about is using your service.    To recap:   You didn't respond to emails, of which I had to send multiple to get an ounce of attention You did not confirm any refund or ask to agree on pro-rata reduced refund You do not send out 1-2 tips a day as per your website (trade description act breach) And you seem to forget who is the customer here, you have been dismissive and non responsive and now asking for an apology??   My 14 day notice still stands, I am currently not satisfied with the response and a full refund is still outstanding.   This can be processed easily and without further waste of time. Please process this or send on your final response on this matter (letter of deadlock) so next steps can be taken.     ------------------------------------------------- Sun 23/06/2024 21:18 High importance You replied on Mon 24/06/2024 09:06 Evening X Thanks for another email. Payment has been refunded Acquirer Reference Number (ARN) 8888888888888888888 (altered for security) I am sending this again as you did not acknowledge you have received the refund. This was processed on the 5th of June 2024. Sometimes I have bad actors that join my service and try and defraud my business with similar tactics to what you are attempting. It's pretty embarrassing that you are attempting to defraud a business after you have already been refunded. Tells me a lot about your character. I advise you use this link - https://www.gamstop.co.uk/ Also, for future reference this is your postcode - xxx xxY ???  (altered for security) Regards, Ash -------------------------------------------- My final mail: --------------------------------   I do not agree with any of your statements, in order for fraud to occur something must be untrue. You have other unhappy customers, that's interesting to know.   I acknowledge a partial refund has been received for  £24.99  - so  £25 is still outstanding.  I do not agree to a pro rata refund for something I haven't received.   Thanks for the link, but it doesn't apply to me (unless that was an insult, if so, you're 'business' condones insults to customers?)     Thank you for acknowledging you also have my personal data on file. Under GDPR, I do not consent to you storing any of my personal data and this now must be deleted as well as anywhere it may have been shared.   Thank you  
    • He will be grilled thoroughly, however those above him as culpable.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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The AA Not honouring no claims bonus following false allegation


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I'm writing on behalf of a colleague who was recently falsely accused of hitting a pedestrian when they were leaving their place of work.

The initial incident happened on day 1. The pedestrian walked in front of another person's car, while not paying attention to where they were going (using MP3 player) the person braked, however they did impact with the bumber. They got up, spoke to the driver, who identified themselves as working here, said they were ok and continued on their way.

 

The folloowing day they returned with a loose description of the person that hit them, asking for names and car registration details. The person was wrongly identified.

 

The pedestrian then went to effectively blackmail my colleague, demanding £400 or they would lose their no claims bonus.

 

Having no knowledge of the incident, they refused.

 

The pedestrian took her registration details, and solicited the help of one of the no win no fee accident claim companies in order to lodge a claim for damages. This is despite the car being a different make, model and colour to that which was involved in the accident.

 

My colleague's insurance company, The AA, called her to find out more details.

 

After suffering stress because of the claims against her, the member of staff who had been involved in the incident came forward, saying that they were unaware of any proceedings and considered it to have been a near miss. They have since handed the investigation details to their own insurance company who are investigating the claim as they believe the damages for injury are false. this investigation is currently ongoing.

 

The AA have since wiped my colleague's previous 5+ year no claims bonus, regardless of the fact that the allegations were both false, and the correct person had come forward. Information that has been supplied to them. Her insurance is due to be renewed at the end of this month, and is currently at an amount she cannot afford, of £3000.

 

Is there any recourse that my colleague can take against her insurance company, both because of the stress caused and to secure her no claims bonus?

 

Many thanks,

 

Kev

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Normally for a claim incident, you lose 2 years NCD while the claim is pending and not the full NCD that is shown. When the claim is closed as not fault or removed, the NCD is then reinstated with the premium adjusted.

 

Suggest that the contact the AA's customer services manager/director to register an official complaint about how this has been dealt with, threatening to involve the media. They can go to the FOS, but they may take several months to deal with it and may refer it on to the AA, if the AA have not been allowed 2 months to look at any complaint already made.

 

I wonder whether the Police would investigate any possible criminality on the part of this pedestrian. If a report was made to the Police about blackmail through a false accusation, I would have thought that they would have to investigate, as they could not really say it was a civil matter. If the Police then reported that this pedestrian had made a mistake in identifying the wrong car originally, perhaps they can confirm this and this can be passed to the AA. I suspect that the AA are wanted more evidence that your colleague was definitely not involved.

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To my knowledge the Police were not informaed of the "Blackmail" / Out of insurance settlement and have not been involved in the incident at all.

 

Think they should. The Police might ask why it was not reported at the time. If you think about this, if someone approach you, saying give us £400 or we will make a note of your car registration and make a false accident report to your Insurers, what would you do. You knew that you had not been involved in any accident, but was being asked for £400 by a complete stranger. I bet the Police will argue that this is a civil matter, but this relates to blackmail and therefore your colleague may need to make a complaint to a senior officer, if they refuse.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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I'm writing on behalf of a colleague who was recently falsely accused of hitting a pedestrian when they were leaving their place of work.

The initial incident happened on day 1. The pedestrian walked in front of another person's car, while not paying attention to where they were going (using MP3 player) the person braked, however they did impact with the bumber. They got up, spoke to the driver, who identified themselves as working here, said they were ok and continued on their way.

 

The folloowing day they returned with a loose description of the person that hit them, asking for names and car registration details. The person was wrongly identified.

 

The pedestrian then went to effectively blackmail my colleague, demanding £400 or they would lose their no claims bonus.

 

Having no knowledge of the incident, they refused.

 

The pedestrian took her registration details, and solicited the help of one of the no win no fee accident claim companies in order to lodge a claim for damages. This is despite the car being a different make, model and colour to that which was involved in the accident.

 

My colleague's insurance company, The AA, called her to find out more details.

 

After suffering stress because of the claims against her, the member of staff who had been involved in the incident came forward, saying that they were unaware of any proceedings and considered it to have been a near miss. They have since handed the investigation details to their own insurance company who are investigating the claim as they believe the damages for injury are false. this investigation is currently ongoing.

 

The AA have since wiped my colleague's previous 5+ year no claims bonus, regardless of the fact that the allegations were both false, and the correct person had come forward. Information that has been supplied to them. Her insurance is due to be renewed at the end of this month, and is currently at an amount she cannot afford, of £3000.

 

Is there any recourse that my colleague can take against her insurance company, both because of the stress caused and to secure her no claims bonus?

 

Many thanks,

 

Kev

 

Hello CarefulKev, we'd like to address this. Please ask your colleague to email the details to chat@theaa.com including full name, address and policy number with Reference FOR43479. Kind Regards, The AA

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Thanks DH I will ask her to do just that. She doesn't have internet usage herself, hence why I am posting on her behalf, but I'm sure we can sort something out.

 

Update: she has sent off details to the email address as requested and is awaiting a satisfactory response.

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  • 2 weeks later...

Final update on this RESOLVED thank you all for your advice and assistance.

 

The incident has been recorded on her file as a case of wrong identity and her no claims is intact.

 

Unfortunately she will be leaving The AA as her renewal quote was over two thousand, although this appears to be as a result of where she lives rather than her personally.

 

I do think it is alarming that a person could hold you to ransom like this though, I guess the insurance companies do not follow "the innocent until proven" mindset.

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Wow. Two thousand? WHat part of the country does she live in? I could insure a 3 litre sports car for much less than that, and i live in a major city.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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