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    • sorry but that letter needs to be much much better. you need to express that it was a stilly youthful mistake trying to be the big man and jumping the turnstile to look big infront of your peers. TfL prosecutors are on the email address on their first letter. get the court form sent back to the court , (but copy it first) stating you plead guilty and wish to attend to address the judge in person face to face to show your genuine remorse for your stupid youthful exuberance.      
    • I thought I should send the begging letter to the prosecutor. Does the hearing means the time I need to send back by? If so, it’s June 5  I plan to send the new begging letter as following, can I ask for some suggestions? Dear Investigator/Prosecutor,  Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.  I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.  I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.  Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.  I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.  I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.   Yours sincerely,
    • LoL Dx you crack me up. Thanks for the advice. I'll stay positive.
    • Utter Rubbish!! lowell dont write and beg for deals once they start court. as for your attitude, we'll thats nothing new for you.😎 you wont be quizzed, it's not like TV, simply refer to your defence/WS when answering anything the judge may ever ask. well it involves chickens. dx  
    • Thanks fk, I hope I don't have to face the court. Bless you for the reassurance. 
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The AA Not honouring no claims bonus following false allegation


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I'm writing on behalf of a colleague who was recently falsely accused of hitting a pedestrian when they were leaving their place of work.

The initial incident happened on day 1. The pedestrian walked in front of another person's car, while not paying attention to where they were going (using MP3 player) the person braked, however they did impact with the bumber. They got up, spoke to the driver, who identified themselves as working here, said they were ok and continued on their way.

 

The folloowing day they returned with a loose description of the person that hit them, asking for names and car registration details. The person was wrongly identified.

 

The pedestrian then went to effectively blackmail my colleague, demanding £400 or they would lose their no claims bonus.

 

Having no knowledge of the incident, they refused.

 

The pedestrian took her registration details, and solicited the help of one of the no win no fee accident claim companies in order to lodge a claim for damages. This is despite the car being a different make, model and colour to that which was involved in the accident.

 

My colleague's insurance company, The AA, called her to find out more details.

 

After suffering stress because of the claims against her, the member of staff who had been involved in the incident came forward, saying that they were unaware of any proceedings and considered it to have been a near miss. They have since handed the investigation details to their own insurance company who are investigating the claim as they believe the damages for injury are false. this investigation is currently ongoing.

 

The AA have since wiped my colleague's previous 5+ year no claims bonus, regardless of the fact that the allegations were both false, and the correct person had come forward. Information that has been supplied to them. Her insurance is due to be renewed at the end of this month, and is currently at an amount she cannot afford, of £3000.

 

Is there any recourse that my colleague can take against her insurance company, both because of the stress caused and to secure her no claims bonus?

 

Many thanks,

 

Kev

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Normally for a claim incident, you lose 2 years NCD while the claim is pending and not the full NCD that is shown. When the claim is closed as not fault or removed, the NCD is then reinstated with the premium adjusted.

 

Suggest that the contact the AA's customer services manager/director to register an official complaint about how this has been dealt with, threatening to involve the media. They can go to the FOS, but they may take several months to deal with it and may refer it on to the AA, if the AA have not been allowed 2 months to look at any complaint already made.

 

I wonder whether the Police would investigate any possible criminality on the part of this pedestrian. If a report was made to the Police about blackmail through a false accusation, I would have thought that they would have to investigate, as they could not really say it was a civil matter. If the Police then reported that this pedestrian had made a mistake in identifying the wrong car originally, perhaps they can confirm this and this can be passed to the AA. I suspect that the AA are wanted more evidence that your colleague was definitely not involved.

We could do with some help from you.

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To my knowledge the Police were not informaed of the "Blackmail" / Out of insurance settlement and have not been involved in the incident at all.

 

Think they should. The Police might ask why it was not reported at the time. If you think about this, if someone approach you, saying give us £400 or we will make a note of your car registration and make a false accident report to your Insurers, what would you do. You knew that you had not been involved in any accident, but was being asked for £400 by a complete stranger. I bet the Police will argue that this is a civil matter, but this relates to blackmail and therefore your colleague may need to make a complaint to a senior officer, if they refuse.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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I'm writing on behalf of a colleague who was recently falsely accused of hitting a pedestrian when they were leaving their place of work.

The initial incident happened on day 1. The pedestrian walked in front of another person's car, while not paying attention to where they were going (using MP3 player) the person braked, however they did impact with the bumber. They got up, spoke to the driver, who identified themselves as working here, said they were ok and continued on their way.

 

The folloowing day they returned with a loose description of the person that hit them, asking for names and car registration details. The person was wrongly identified.

 

The pedestrian then went to effectively blackmail my colleague, demanding £400 or they would lose their no claims bonus.

 

Having no knowledge of the incident, they refused.

 

The pedestrian took her registration details, and solicited the help of one of the no win no fee accident claim companies in order to lodge a claim for damages. This is despite the car being a different make, model and colour to that which was involved in the accident.

 

My colleague's insurance company, The AA, called her to find out more details.

 

After suffering stress because of the claims against her, the member of staff who had been involved in the incident came forward, saying that they were unaware of any proceedings and considered it to have been a near miss. They have since handed the investigation details to their own insurance company who are investigating the claim as they believe the damages for injury are false. this investigation is currently ongoing.

 

The AA have since wiped my colleague's previous 5+ year no claims bonus, regardless of the fact that the allegations were both false, and the correct person had come forward. Information that has been supplied to them. Her insurance is due to be renewed at the end of this month, and is currently at an amount she cannot afford, of £3000.

 

Is there any recourse that my colleague can take against her insurance company, both because of the stress caused and to secure her no claims bonus?

 

Many thanks,

 

Kev

 

Hello CarefulKev, we'd like to address this. Please ask your colleague to email the details to [email protected] including full name, address and policy number with Reference FOR43479. Kind Regards, The AA

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Thanks DH I will ask her to do just that. She doesn't have internet usage herself, hence why I am posting on her behalf, but I'm sure we can sort something out.

 

Update: she has sent off details to the email address as requested and is awaiting a satisfactory response.

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  • 2 weeks later...

Final update on this RESOLVED thank you all for your advice and assistance.

 

The incident has been recorded on her file as a case of wrong identity and her no claims is intact.

 

Unfortunately she will be leaving The AA as her renewal quote was over two thousand, although this appears to be as a result of where she lives rather than her personally.

 

I do think it is alarming that a person could hold you to ransom like this though, I guess the insurance companies do not follow "the innocent until proven" mindset.

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Wow. Two thousand? WHat part of the country does she live in? I could insure a 3 litre sports car for much less than that, and i live in a major city.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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