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Hsbc/mkrr


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Hi,

 

Just trying to get some advice on some accounts me and my husband hold.

 

Husband had an account with HSBC. Account is years old, got into financial difficulty some years ago, was on reduced payments for a while but no longer making payments to the account and haven't for some years, not had any correspondence from anyone for at least 3 years but have moved house and not updated address.

 

Account is no longer on credit file but is not statute barred.

 

MKRR have now started writing asking to contact them to arrange repayment. Should we acknowledge, don't have the money to pay at the moment. Can anything be put back on the credit file now??

 

Thanks

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