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    • Today , after a lotof years i recieved a letter from this lot. Very friendly, "Were writing to remind you that we havent had any contact from you in a while".  The velvet fist, followed by  a veiled threat to get their preferred debt collectors involved. Yep dead right. In 1992/3 I took out a Student load under duress from DHSS. uP TO 2000 I hadsucessfully gotten deferment on low income. But rarther thansign on as unemployed,I decided to be self employed. I applied and they asked for all sorts of documents. I obliged and then correspondance ceased from them, circa 2001. To date  I have had no correspondance from Student Loans. I was made  redundant in 2009 and  reached 65 in 2012 , at which age the loan should have been cancelled. Now ,today, 12 years on retirement and 11 ( at least years after last contact) I get a letter with veiled threats. Do I , as I smell a scam a) ignore it and hope that Erudio will think that this phishing attempt has failed or b) respond with a statute barred letter or c) remind them of legal terms that loan should be cancelled 12 years ago or d) combination of b) +c)      
    • But I'm not mixing and matching. Sure, when researching I do check multiple avenues, but when speaking, I will open a single post. The Fb post was made in March, it is now June, time has passed, and when the suggestion was made, no further information was given on how I should progress beyond "send a letter", which has meant that I've needed to start another stream - this one, but only after taking the time to research first.
    • hes not turning you away he is simply saying that you should stick to one channel of advice. he is perfectly happy with that channel being this forum, and he will help you   all he is saying, and I agree, is that you should stick to one help channel, not mix and match 3/4
    • As long as we are clear . Do the reading and post your letter of claim in draft form as requested and we can go from there.    
    • Hold on @BankFodder, that was a bit harsh. I spoke with the EVRi complaints Facebook group to begin with, a user on that group told me to send a letter but didn't give any specifics. Here at CAG, I was looking more for specific help as I've never raised such a claim before, and wanted to be sure that my claim was correct, which is why I've researched information with the other groups too, to be sure; but you seem to have assumed that I've made some form of contact with the other groups, such that I find your comments and tone to be very unfair. And I do know a thing or two about forums, that forum users are unpaid volunteers, I happen to be a Tableau Ambassador, and so perform a very similar role helping others in an unpaid capacity  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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preparing a court bundle for small claims against bpf finance


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Can anyone help..... i have a small claims court date of 26th july 2013 against BPF, I have been through the FOS and they partly upheld my case. it was for a training course through HIT/PROPERTY PROFESSIONALS which went into administration in 2010. I cant afford legal representation and am seriously concerned about my ability to produce a satisfactory bundle. My claim is on the grounds of misrepresentation, section 75, and possibly " non- est factum. Could anyone help as the more i try and produce this bundle the harder it becomes

 

thanks in advance

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Hi Berti and welcome to CAG

 

Thread moved to Legal Issues forum where I hope you'll get the advice you seek.

 

I suggest you give a little more info re the circumstances that led to the claim, and what has happened with the claim to date. Include approximate amounts.

 

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Thanks slick,

the company went into administration whilst i was still training. BARCLAYS tried to remedy the breach by arranging a new supplier but it was not like for like...the fos partly upheld my case...the award was 800 as appossed to the £6800 i had paid. i therefore started a small claims against barclays... i have evidence of misrepresentation, and believe they are responsible under section 75.. the remedy of new provider took 5 months and was materially different. hope this helps

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Bundling sounds complicated but it is actually very simple. Don't overcomplicate it. The point of preparing bundles is so that everyone has easy access to the documents needed at trial. If you are in doubt whether you should include something, put it in... better to include stuff you don't need than be in a position where the document you want to show the judge is missing.

 

Off the top of my head, and without knowing anything at all about your case, I suggest the following steps:

 

- Put the following documents into a pile: Claim Form, Particulars of Claim, Defence, Reply (if any), any interim orders or directions issued by the court, witness statements, any documents which you want the judge to read or either side might want to refer to at the hearing (basically any important documents).

- Arrange all the court documents in date order. Put them at the front of the pile.

- Arrange all the other documents in date order and put them at the back of the pile.

- Take out any documents which are legally privileged. Basically, you cannot include settlement offers.

- Prepare an index of the documents in the file.

- Send the index to the other side and ask them if the index is agreed.

- If the other side wants to include any other documents in the bundle, then they should go in as long as they are not legally privileged. Arguing about bundles is foolish and pointless.

- Prepare copies of the bundle: one for the judge, one for you and one for the other side. Another copy for witnesses/experts, if any. Bundles should be printed single-sided.

- Paginate the bundles (i.e. write page numbers at the bottom right of each page).

- File a bundle at court as directed (generally 3-7 days before trial unless you are in small claims track).

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Thank you steampowered, that is the simplist explanation yet. it is small claims, i think i have been looking at it all wrong. if i can also ask when preparing my witness statement is there any do's and donts'.

thanks again

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