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molly


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I have 3 bank accounts and 1 credit card all with the Halifax; I have received all my statements and have worked out how much my charges are. Can I now send my preliminary letter with all my accounts and charges or do I have to send separate ones for each account

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No you can combine them into one letter if you like, it doesnt have to be seperate, ppl recommend seperating them for one reason really and that is to avoid confusion but as long as you know what you are doing and don't get confused thats fine!!!

If you wanted to keep the letters seperate you can and at small claims stage you can file it all together, up to you

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