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Email threat-o-texts From Motormile Finance UK

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ripped off, can you please confirm that there was a payment plan in place at the time of the assignment ?

 

If so, then the new owner is obliged to continue with that arrangement.

 

Have they provided you with a statement as to how they have increased the debt so much ?


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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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IMHO, in view of the continued harassment, the attempt to increase the debt by way of default charges and the fact that you had a payment arrangement in place at the time of assignment and the implied threat of litigation, you should send the attached letter.

 

[ATTACH]44600[/ATTACH]


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Uploading documents to CAG ** Instructions **

 

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1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

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3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

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2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Emm drafted a letter not 20 mins ago seems to have disappeared , if you still want the input RO please let me know.


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Spot on Brigadier, did get a copy of the letter not sure why its not on tread, I have copied the letter and will be sending recorded delivery in the morning, however should I wait until they accept the offer, as want to clear it asap as I was going to complete a bank transfer in the morning only half the outstanding amount ie £119.44

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Have you read posts #76 and #77?

 

It may be wise to use the letter in #77


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:mad2: Yes I was on a repayment plan which was in place and on the morning of 30th May 2013 I sent the payment as per the plan £47.78. And later that day I had the email from MMF stating they now own the debt, I did call Mr lender but they refused to discuss the matter and told me to contact MMF. And any funds paid to Mr lender would be forwarded to MMF ie the payment which was completed on 30th may.

 

And since then nothing but threats from MMF, MMF have stated QUOTE MR Lender confirmed no payments have ever been made which was incorrect, they asked for copy bank statements showing my payments as proof

 

I scan the statements blacked out all other transaction and bank information showing only the transaction to mr lender and got no reply.

 

So looks like I have got a fight on my hands now !

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Follow brigs advice. He knows exactly how to deal with these lowlifes.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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True, will send letter in morning and wait for their reply. Stating they accept my offer and when got it in writing then make payment. Also will send letter asking to stop home visit as well.

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Don't ask. TELL them to stop.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Is the letter in citizen Bs post the same as the letter from the brigadier.

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The OP is of course free to choose whichever letter he wants to use.

 

I would simply point out that from what I have read the OP wants the threats, harassment, intimidation to stop. This company is a bully and they love nothing more than to engage with the OP on a similar platform.

 

The draft I posted up puts the Company on notice that there are laws that protect the customer and they have breached those. That you are putting them on notice that you will use those laws to protect yourself should this end up in court.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I will look into the ''disappearing '' post later today!!


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Is the letter in citizen Bs post the same as the letter from the brigadier.

 

NO it seems my letter has 'gone missing'' for some reason I have no explanation for this as yet!!


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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If I could make a suggestion, I think that both letters have merits. I think Citizen B's letter addresses the legal pounts very well. However is there any harm in adding part of the brigadiers letter (I found it in my inbox) where you state what was owed what has been paid and make a full and final offer. No more than 50% IMHO possibly more like 25%.

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If I could make a suggestion, I think that both letters have merits. I think Citizen B's letter addresses the legal pounts very well. However is there any harm in adding part of the brigadiers letter (I found it in my inbox) where you state what was owed what has been paid and make a full and final offer. No more than 50% IMHO possibly more like 25%.

 

Hello Annie,

 

The post was taken down as inappropriate, if this has offended anyone I apologise.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Inappropriate no way, the threats from payday lenders are INAPPROPRIATE. Top marks to the Brigadier

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Well letters now sent by recorded delivery, so lets wait and see . I bet they do not get a reply from MMF only more threats.

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Well letters now sent by recorded delivery, so lets wait and see . I bet they do not get a reply from MMF only more threats.

 

Rob Sands usually does reply but at his own speed, and tends to reply quicker to tougher letters, templates go unnoticed, he has seen them all before!!

 

Keep me posted on results please!!

 

Brig.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Will update as soon as they reply, with regard to the repayment plan, should I send MMF the next payment or wait to see what they say ?

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well just had 4 texts and 3 calls demanding money, and they will attend my house unannounced !!!!

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They are very unpleasant. Have you considered sending CBs letter as well.

If they are still contacting you on friday I think its multiple complaints time. CSA OFT and FOS or whatever they are called now

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Madness as soon as I start letter they call, I am sending them £47.78 today which is the repayment plan value as stated by Mr Lender, via bank transfer only so it shows that iam sticking to the plan.

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If any of the superannuated schoolboys should turn up tell them you are a ''member of the most excellent order of the BOOT'' and that's what the will get if they don't **** ORF:madgrin:

The FCA will take notice of individual complaints so it is well worth anyone harassed by MMF to report them ASAP>


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hope they don't turn up at my house, but if they do will tell them to sod off !

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Hope they don't turn up at my house, but if they do will tell them to sod off !

 

Don't worry about them RO, they have no authority what so ever, no one is obliged to discuss financial matter with an unknown itinerant who show up on their doorstep.

As to the offer I would wait until they respond to the letter, they will other wise treat the payment as 'gifted' and continue to press for what we know is an exaggerated sum.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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