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Peter McNamara recording for court


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Hi

 

Does anyone have the Peter McNamara recording that I can get a copy of for court please. Would appreciate help as I'm preparing the document for court and need to post it today so would like to put on it I will be in possession of this tape/recording.

 

Thanks

 

Joan

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joan

 

the senior mods may have other ideas but i wouldn't get carried away with good wheezes like that, if i were you. the judge is there to decide on matters of law, not listen to the opinions of people like him, irrespective of how elevated a postion he held. the key thing is that these are penalty charges designed to deter you from breaching the contract and, as such, unlawful.

 

here is what they have to say on their website;

 

Lloyds TSB - Current account charges

 

If you make a mistake

We understand that everyone can make mistakes from time to time. This is why we won’t charge you fees the first day you go overdrawn without agreement, as long as you haven't done so in the previous 12 months.(Whoopee!)

 

the words "without agreement" mean that you are breaching the contract. i think it is an admission that the charges will override the existing agreement if you breach and are specifically to stop you or penalise you if you do. and that is what makes them unlawful as the law regulates this.

 

i only mention this as someone posted a reply from SC&M saying that they weren't penalty charges.

Newacre

LoydsTSB - £4,158.82 inc interest @16%

SARS request - July 06

Prelim letter - 19 Sept

Letter back saying how devastated all the lads at Head Office were to hear... - 31 Oct 06

LBA sent - 8th Nov 06(had to send a 2nd as Royal mail lost it)

Summons reg at CC 15th Dec 06

Nice letter saying that they would be refunding £750, no strings! 18 Dec 06

SC&M acknowledged service and will be defending claim in full - 4 Jan 07

25 Jan 07 transferred to mercantile Court with about 50 others

06 Feb 07 SETTLED IN FULL! - £4466(includes a bit extra interest)

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I'm confused!

 

Why do you need to take a radio clip recording to your bank ?

 

Sorry if I am being thick...

for FAQs & Step By Step

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for Court Bundle

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________________

 

WON 121o121 'vs' LloydsTSB

here

WON 121o121 'vs' Halifax C C

here

WON 121o121 'vs' Cahoot CC

here

WON 121o121 'vs' LloydsTSB (again)

here

 

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Copying it onto a CD would be better than a DVD. When you download it, it should be a .MP3 extension. Use a program like Windows Media Player or the software you got with your CD Re-Writer. Its hard telling you exactly as each software is different.

 

Regards

for FAQs & Step By Step

click here

for Templates Library

click here

for Court Bundle

click here

________________

 

WON 121o121 'vs' LloydsTSB

here

WON 121o121 'vs' Halifax C C

here

WON 121o121 'vs' Cahoot CC

here

WON 121o121 'vs' LloydsTSB (again)

here

 

________________

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  • 6 months later...

Busy with my bundle today. Only have until next Friday to get it in.

 

I've just listened to the discussion with Peter McNamara and read the comments on this thread.

 

My case is against Barclays so wonder if Mr McNamara's comments would be deemed irrelevant.

 

Secondly given a previous poster's comment that it is only an opinion and has no basis in law, is it worth including in my bundle?

 

I don't want to give the bank any ammunition to use against me.

 

Thanks,

 

John.

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