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Help needed urgently regarding N244 in respect of pcn


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Hello, Im a new user and would really appreciate some help....

 

I received a PCN October 2012 which I paid by cheque.

 

It appears this was never received and because I did not receive reminder letters

(TEC say they were posted but I did not receive any despite their records of my address being correct)

the case was passed to Equita Bailiffs.

 

I received a letter from Equita on 11/4/13 which I was slow to respond to as I did not realise the urgency.

 

This resulted in a Bailiff Removal letter arriving,

hand delivered after the bailiff called and the house was empty.

It stated they called to execute a warrant issued by Northampton County Court.

 

I called them and was gobsmacked to hear there was a bill of about £370 as they had now visited my house which had increased the charges.

 

I have since filed an OOT witness statement which was declined,

I received the letter rejecting it, which was dated 16/5/13. It arrived a few days after it was dated.

 

It now seems that an N244 is the best option but even with the guidance notes I am confused about how to complete it and I am nervous that time is ticking. Equita tell me the case is on hold until 4/6/13. I intended to call citizens advice but their limited opening hours have made this difficult.

 

 

I would appreciate any advice you may be able to give me. Thank you

 

PS apologies for not posting in a specific forum but new to all this and not sure how to get to most appopriate one.

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I will move your thread to the correct forum.. I am sure someone will then look in.

 

You do not have to do anything, the move is purely administrative and you will be able to find your thread without any hassle :)

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Have you checked with your bank to see if the cheque was cashed ? That would at least prove that you paid it.

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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