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    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
    • At a key lecture in the City of London, the shadow chancellor will also vow to reform the Treasury.View the full article
    • Despite controversy China's Temu is becoming a global online shopping force.View the full article
    • The retailer has come under fire for an advert showing motorcyclists wearing trainers and doing wheelies.View the full article
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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NHS GP SAR Guide to Obtain a copy of or view your patient records - Updated 23.09.2015


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SAR Guide to Obtain a copy of or view your patient records.

 

Why should you want to see them?

 

There are many reasons why you may want to obtain access to your medical records.

 

You may wish to make a complaint about how your healthcare was managed.

You may wish to make a complaint about how someone else's healthcare has been managed, for example a child for whom you have parental responsibility, or perhaps a relative.

You may wish to add new information to your health records if you consider that there have been mistakes or inaccuracies.

You may have moved abroad and need to pass your records to your new doctor.

You may be applying for residency in the United States and need your records for the application procedure.

You may simply wish to find out background information in relation to your healthcare.

 

The information contained within your medical records might help you to find out more about what happened and confirm factual details.

 

A how to by the ICO

 

http://www.ico.org.uk/for_the_public/personal_information

 

The NHS Guide to

 

http://www.nhs.uk/chq/pages/1309.aspx?categoryid=68

 

NHS SAR/FOI guide plus form I received off my local NHS Trust - handy to know what address and documentation you have to supply. Also has fees.

 

http://www.consumeractiongroup.co.uk/forum/attachment.php?attachmentid=37717&d=1345612669 - SAR Guide PDF

 

http://www.consumeractiongroup.co.uk/forum/attachment.php?attachmentid=37718&d=1345612674 - NHS Trust request form PDF

 

*Note* I had to request this form from my local NHS Trusts PALS - Patient Advice and Liaison Service. A quick phone call and they emailed it to me. Forms may/will differ from trust to trust so check local trust websites for how to obtain one and what you have to do.

 

 

To view or get a copy of your GP records send a SAR letter (see bottom of this post for sample) & address it F.A.O. the Practice Manager.

 

For NHS Hospital/Consultant records you have to look on the website for each trust you want the records off. Usually it's download/fill in a form, make a copy of the ID proof they want, send it to the trusts data controller and await contact from them for cost.

 

Costs can vary but the rules are £10 for electronically held records and up to £50 for anything held on paper. With NHS records if you still are a patient or have been within 30 days the fee is waved and it is free. You can also arrange to view you records for free and keep them updated by requesting copies of new letters as and when they are written etc.

 

Also keep an eye on the 40 day response window, be prepared to send a follow up letter if you feel that they have not sent everything. It usually takes a second letter as they tend to be lazy! Send all letters recorded signed for and print off when they were accepted.

 

 

I use this letter for electronic GP records and vary it depending on what I'm after

 

Access to Health Records under the Data Protection Act 1998 (Subject access request)

Patient’s authority consent form for release of health records (Manual or Computerised Health Records)

 

Date of request XX/XX/XXXX

To: Dr Foster - Puddle Lane Gloucester

From : Mr Speedfreek, 15 Milky Button Towers Lego Land, D.O.B. xx/xx/xx, Telephone xxxxxxxxx, NHS Number xxxxxxxxx

 

Please accept this as a formal request as above for a copy of all computerised health records held by yourselves relating to myself from xx/xx/xxxx to present day. If there are additional paper records please could you indicate what these are? If you redact any of my record please could you provide a summary of what you have redacted and a explanation of why you have done this?

I understand that a fee of £10 is chargeable for this request.

 

If required you can contact myself on the telephone number xxxx xxx xxxx. It has an answering service, so if I am unavailable please leave a message.

 

Yours faithfully

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Thanks for this speedfreak :)

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