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    • If the legendary dx could offer his wisdom it would be greatly appreciated 
    • Hi there Manager for our soccer sixes team moved overseas mid season and we struggled for numbers so we told the ref about 5 weeks prior to seasons end that we would see out these games then be done and he told us he’d ’pass the message on to the relevant people’. Heard nothing, then 3 days prior to the new season beginning we were given our fixture for that weekend. Told the guy over text we had pulled out and the ref should’ve passed a message on but we were told sufficient notice wasn’t given and it needed to be in writing. I argued it’s not our fault the ref didn’t do as he said but we were countered by the T&Cs.    now being chased for what was £608 kindly reduced to £476 to pay off remainder of the season. Been sent a letter in the post from their accountancy team and told needs to be paid by Friday.   seen a lot of the other threads saying we can literally just ignore everything but im concerned about debt collections and credit score being harmed. Can anyone confirm if this all works/what we should do?   thanks
    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
    • Good evening  Case hearing this Friday 26/04. looking to have all my prep/papers ready.    just checking in to get update on my last post , ( the t&c’s attached). No name or address on them as per #49   thank you UCM  
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We are paying a charge of £3054.06 at £100 per week agreed.

Charges of bailiff are £25 per £100 - also charged us walking possession fee, enforcements under fee 5 disbursements under fee 12 etc totalling bill of £1255.40.

 

This is a business rent debt that went to court and landlord agreed above terms.

 

No possessions were taken,

no letter sent to indicate court proceedings,

no seizures; nothing.

 

Can bailiffs charge on these terms and this amount?

 

Thank you!!!

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Think so..contact bailiff, bailiff contact solicitor and solicitor says £100 per week acceptable to claimant, although we have paid £200 6 times and they have taken £50 on that occasion - thank you!

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The feesthe HCEO can charge are set by their Regulations, there is a provision under Rule 13 to charge miscellaneous fees and it is these that will rack up the charges, but they are challengeable. Have you asked for a breakdown of the fee they have charged?

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Yes

Percentage fee 78.85

Mileage Fee 24.82

Seizure Fee 2.00

Enquiry fee 4.00

Walking possession fee 5 (2) 56.30

Enforcements under Fee 5 (3) 475.00

Disbursements under fe 5 (3)

No sale inventory fee 6 (2) (b) 152.70

Disbursements under fee 12 252.50

VAT 209.23

Total enforcement fee 1255.40

 

Sounds like the chuffing shipping forecast!

 

Thank you again for your time

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You say it went to court, did you end up with a CCJ for this? If so did you defend the action, can you comfortably afford the payments demanded? Were any goods seized? If so can you list them exactly as described on the Notice of Seizure?

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No. We never received notification - we were in a depot and the business was not doing well. We had missed some rental but had come to an arrangement with landlords, then we moved to a better site and now business is thriving. We owed about £2300 in rent but they owed us £1600 bond of which they have said they will return once we have paid this..we are still paying - did not defend action because we did owe them but do now think this is excessive..no goods were seized - we just moved and this was initiated but did not have any warning - nothing. We can pay comfortably now but feel increasingly as though we are been taken for a muppet.....also the bailiff came to the house and threatened to take the car but we were still paying and they said it was a mistake and very sorry so just left it - bit traumatic really when he wrote on that he would take the car.....

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From wghat you say it appears you may have been overcharged. Is it possible you can scan & upload some of your paperwork - remove all personal identifiers and best done as a PDF file. It will pay to submit a Subject Access Request - costs a tenner but worthwhile as we can probably marry the charges to the events then. Be back later.

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No. We never received notification - we were in a depot and the business was not doing well. We had missed some rental but had come to an arrangement with landlords, then we moved to a better site and now business is thriving. We owed about £2300 in rent but they owed us £1600 bond of which they have said they will return once we have paid this..we are still paying - did not defend action because we did owe them but do now think this is excessive..no goods were seized - we just moved and this was initiated but did not have any warning - nothing. We can pay comfortably now but feel increasingly as though we are been taken for a muppet.....also the bailiff came to the house and threatened to take the car but we were still paying and they said it was a mistake and very sorry so just left it - bit traumatic really when he wrote on that he would take the car.....

Are you a sole trader or a limited company?

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Are you really sure that this company are charging £25 fee for administering payment of £100 ??

 

By coincidence, I am just looking at a copy of a Bill of Costs from a well know firm of High Court Enforcement Officers and they charged a figure of 2.5% commission on all payments received. The company that you are dealing with appears to be charging 25% !!! This cannot possible be right......

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  • 5 weeks later...

SIMPLY

 

Been served with writ for £3000

- bailiff charges £1200

 

last July 2012 - claimant agreed on installments

- paid debt off

- bailiff has charged for walking possession fee,

disbursements,

enforcements,

seizures

- nothing was taken, seized, signed, auctioned etc

- took ages to get financial statement

 

- bailiff has taken his fees alongside claimant and added VAT eg

every £100 claimant

£70 Bailiff

£25 bailiff

VAT £5

 

- written three letters with detailed assessment from ourselves ref 2004 regs

- NOTHING BACK

 

- sent SAR

 

- just paying their fees now

 

- are these fees legal if nothing is taken?

 

Thank you!!

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We paid the instalments on a voluntary basis but the solicitor/creditor/bailiff dictated how much they were willing to accept - ironic thing is that the creditor now owes us £1600 bond that he won't pay unless all charges (inc bailiff) are complete!! Anyway that is a separate matter but as for original debt - all paid now except for bailiff charges...thank you

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Some HCEO charges can only be charged as per the Regulations but the main bone of contention are those that come under Misc and it is these that can be challenged either by writing and complaining or taking it to a costs hearing - which can have adverse implications if it goes against you. As said previously look at Post 6, as if it is approaching the 40 days you may need to send them a reminder to jog their memory.

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We will take action if it goes beyond the 40 days...if the charges are justified and legal we will pay and fair enough but there are so many people saying they have been mis-charged that it started the questions in my mind...the majority of costs were for enforcement citing 5 (3) in the fees - if they have taken anything then i am absolutely intrigued..will see..thanks anyway - Night

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