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    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx  
    • Well tbh that’s good news and something she can find out for herself.  She has no intention of peace.  I’m going to ask the thread stays open a little longer.   It seems she had not learned that I am just not the one!!!!  plus I have received new medical info from my vet today.   To remain within agreement, I need to generally ask for advice re:  If new medical information for the pup became apparent now - post agreement signing, that added proof a second genetic disease (tested for in those initial tests in the first case but relayed incorrectly to me then ), does it give me grounds for asking a court to unseal the deed so I can pursue this new info….. if she persists in being a pain ? If generally speaking, a first case was a cardiac issue that can be argued as both genetic and congenital until a genetic test is done and then a second absolute genetic only disease was then discovered, is that deemed a new case or grounds for unsealing? Make sense ?   This disease is only ever genetic!!!!   Rather more damning and indisputable proof of genetic disease breeding with no screening yk prevent.   The vet report showing this was uploaded in the original N1 pack.   Somehow rekeyed as normal when I was called with the results.   A vet visit today shows they were not normal and every symptom he has had reported in all reports uploaded from day one are related to the disease. 
    • Hi Roberto, Read some of the other threads here about S Sixes - they all follow the same routine of threats, threats, then nothing. When you do this, you'll see how many have been in exactly the same situation as you are. Keep us updated as necessary .............
    • Nationwide's takeover of Virgin Money is hitting the headlines as thousands of customers protest that they will not get a vote on whether it should happen.View the full article
    • unrelated to the agreement then, could have come from Lowells filing cabinet (who lowells - they dont do that - oh yes they do!! just look at a few lowell paypal EU court claim threads) no name and address for time of take out either which they MUST contain. just like the rest of the agreement then..utter bogroll that proves nothing toward you ... slippery lowells as usual it's only a case management discussion on 26 April 2024 at 10:00am by WebEx. thats good simply refer to the responses you made on your 4a form response only. pleanty of SPC thread here to read before the 26th i suggest you read at least one a day. dx  
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Halifax mortgage PPI reclaim


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tHIS MORGAGE WAS taken OUT IN 2000

 

BORROWED 25,056 over 25 years

 

there is a section which states morgage repayments insurance application which states the following...

 

monthly morgage payment 121.95

plus 25% morgage rekated costs 30.49

monthly benefit 152.44

monthly premuim 9.23

 

i had this morgage till 29/12/2003

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I have also noticed on the statement SDIB 9.38 Repayment insurance then the same day is says SDIB 9.38 CR repayment insurance ? does that mean it was paid out then credited so confused on how to work all these out :( please help :)

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Is there anybody who specialises in halifax mortgages ppi???

 

tHIS MORTGAGE WAS
taken
OUT IN 2000

 

BORROWED 25,056 over 25 years

 

there is a section which states morgage repayments
insurance
application which states the following...

 

monthly morgage payment 121.95

plus 25% morgage rekated costs 30.49

monthly benefit 152.44

monthly premuim 9.23

 

i had this morgage till 29/12/2003

 

please can you help me work this out as it states i paid ppi but looks aso was credited back the same day?

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two threads merged

 

scan up the statement/agreement please

 

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all monetary figures and dates.

*********************************************************

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

try www.pdfescape.com TO BLANK STUFF,

*************************************************************

or

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

 

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice dd-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you need to pdf them

then go advance

manage attachments

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no those are jpg picture s

 

pdf them

follow the guide

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

These are the document relating to this

 

[ATTACH=CONFIG]43903[/ATTACH]

 

To me it looks like this £9.38 insurance payment was a separate payment each month tot he main mortgage.

 

Accordingly you will need to complete this spreadsheet and simply enter each payment of £9.38 you actually made together with the date of the payment.

 

StatIntSheet v101.xls

 

The sheet will work out the 8% interest due on top.

 

You will then need to get a fos consumer questionnaire from here and complete it

 

http://www.financial-ombudsman.org.uk/publications/technical_notes/ppi.html

 

Send a print of your spreadsheet and the completed fos questionnaire to the lender. They will have 8 weeks to investigate and give you a decision

 

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These are the document relating to this

 

[ATTACH=CONFIG]43903[/ATTACH]

 

 

 

 

 

To me it looks like this £9.38 insurance payment was a separate payment each month tot he main mortgage.

 

Accordingly you will need to complete this spreadsheet and simply enter each payment of £9.38 you actually made together with the date of the payment.

 

[ATTACH]43904[/ATTACH]

 

The sheet will work out the 8% interest due on top.

 

You will then need to get a fos consumer questionnaire from here and complete it

 

http://www.financial-ombudsman.org.uk/publications/technical_notes/ppi.html

 

Send a print of your spreadsheet and the completed fos questionnaire to the lender. They will have 8 weeks to investigate and give you a decision

 

Thank you so much for your help and time :) so ill add all the 9 38 along with dates in spead sheet ? :)

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Thank you so much for your help and time :) so ill add all the 9 38 along with dates in spead sheet ? :)

 

Yep...you need to list each and every payment of £9.38 together with the date it was paid.

 

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Thank you so much imms sorted the morgage one out now need the other 2 loans it dosnt have on the statment what i paid? Can i send you these ones also hun sorry for being a pest but if it wasnt for you i wouldnt get anywere x

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Have you got a thread running on your two other loans loans? If so can I have a link please. If not then you would be best to start one so that they don't get mixed up with this one.

 

I have the agreements ready to post for you.

 

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  • 2 months later...

Had a offer today of 401.40 plus 355.78 calc at 8% till 16th august 2013 is this right?

i couldnt work out how much they owed me so i just sent a letter asking them to work it out and this was sent.

will i accept offer

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