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Moneyclaim & Interest - Help


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oh, well. Its nice to dream sometimes!!!!!

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First Direct 1 - settled

First Direct 2 - settled

RBS 1 - claim made 8/5/6

RBS 2 - claim made 8/5/6

GE Capital - counter claim 6/5/6

Halifax - settled 31/5/6

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Indeed :)

 

Anyways back to the subject of this thread, the £500 interest

 

Now I was thinking of replying to the letter tomorrow stating many thanks for your offer however as you know I am entitled to claim interest on this claim under county court acts 1984. This amounts to x. Therefore I would be grateful if you could amend your offer to include this figure.

 

Possible outcomes?

 

1. They write back with full offer including interest

2. They write back saying, N1 not completed properly therefore I forfeit the interest - in this instance I write back again saying I am aware of this fact and am submitting N244 and revised N1 (I am entitled to do this right up to judgment and only me can apply for judgment-it isn't granted automatically once the 28 days runs out)

 

A question for Bankfodder/Dave on this, am I putting myself in any risk with this strategy, I have read Daves announcement regarding offers in full and holding out for the interest however as I understand it this only applies before proceedings have been issued, mine have been - allbeit with a mistake regarding the interest.

 

Please advise.

First Direct, £4031 Recovered

Halifax, £953 Recovered

MBNA Credit Card, £120 Recovered

American Express, £160 Recovered

Coming Soon......

Blackpool Council, £190 in unlawful parking tickets

Carstoppers. £50 from the cowboy clampers

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Another letter from DG Solicitors, offer in full with the interest.

 

Now we just need to discuss the confidentiality, although I don't think they will want to pay anything for it. No harm asking though.

First Direct, £4031 Recovered

Halifax, £953 Recovered

MBNA Credit Card, £120 Recovered

American Express, £160 Recovered

Coming Soon......

Blackpool Council, £190 in unlawful parking tickets

Carstoppers. £50 from the cowboy clampers

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Thats great news.

 

They responded to our claim last week. How long did it take for their solicitors to make you an offer?

If you found this post helpful please click on the scales, top right. Thank you.

 

If you find this site helpful and if you reclaim your charges please donate by clicking the button at the top of the page

 

First Direct 1 - settled

First Direct 2 - settled

RBS 1 - claim made 8/5/6

RBS 2 - claim made 8/5/6

GE Capital - counter claim 6/5/6

Halifax - settled 31/5/6

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Not long, about 7-10 days from recieving the acknowledgement of service.

 

I'm really glad i'm not going to have to mess about with the N244 forms and all that stuff.

 

Yours should be sorted pretty soon now dont worry.

First Direct, £4031 Recovered

Halifax, £953 Recovered

MBNA Credit Card, £120 Recovered

American Express, £160 Recovered

Coming Soon......

Blackpool Council, £190 in unlawful parking tickets

Carstoppers. £50 from the cowboy clampers

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I bet you are. It must be a great result for you. Hopefully we'll hear soon. Will let you know when we do. Thanks.

If you found this post helpful please click on the scales, top right. Thank you.

 

If you find this site helpful and if you reclaim your charges please donate by clicking the button at the top of the page

 

First Direct 1 - settled

First Direct 2 - settled

RBS 1 - claim made 8/5/6

RBS 2 - claim made 8/5/6

GE Capital - counter claim 6/5/6

Halifax - settled 31/5/6

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  • 5 months later...

MondeoST24 what was the letter you sent to DG regarding the mistake on your claim re interest.

I have just had an offer through from DG for the full amount plus court costs, however not the interest. I included the interest amount in the particulars, but did not add it to the total amount on the other side of the claim...DOH.

I have come up with the following letter, what do you think?

 

Thanks in advance.

_________________________________________-

 

***********

***********

***********

***********

******

 

22nd September 2006

 

Ms Julie Klye

12 Calthorpe Road

Edgbaston

Birmingham

B15 1QZ

 

 

Re: Account number ********

 

Response to settlement offer.

 

Dear Ms Julie Kyle,

 

Thank you for your letter dated 20th September 2006, offering a settlement of £2271.

I respectfully decline your offer of settlement and request, once again, that you return to me all charges imposed on this account, including interest pursuant to s69 of the County Courts Act 1984 at the rate of 8%pa and court costs totalling £2700.31p

 

I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, with the County Court claim if necessary.

 

Although there is a slight error on the claim form, it is clear from the particulars of claim that the amount of £429.31 is due by way of interest and that I request this in addition. I am quite sure that if the matter went to a full hearing, that the judge would award interest to me.

 

I trust this clarifies my position.

 

 

 

Yours faithfully,

 

 

 

Mr Michael *********

 

_________________________________________________________________

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  • 12 years later...

This topic was closed on 03/08/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

First Direct, £4031 Recovered

Halifax, £953 Recovered

MBNA Credit Card, £120 Recovered

American Express, £160 Recovered

Coming Soon......

Blackpool Council, £190 in unlawful parking tickets

Carstoppers. £50 from the cowboy clampers

Link to post
Share on other sites

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