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lowell chasing Lloyds 2007 CC debt - **agreed SB**


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yes that was updated

 

 

So the default date shown on the Lowell entry is still 2008??

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yes sorry , just realised 1st of march 2008

That's fine then, but I would have loved to have caught Lowell out on something like this.!!

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Default date does not indicate statute barred a debt may or may not be SB because of payments in the six year period.

The default entry will be removed on the anniversary of the default date when we see that gone we can work on the SB status.

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don't worry about that carter letter

 

my neighbour had loads of those

 

PERS I never advise replied to any of them over 8 debts

 

they never went anywhere.

 

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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That's fine then, but I would have loved to have caught Lowell out on something like this.!!

 

You and me both! What a shame...... :Cry:

 

so with regards to bryan carters solicitors giving me 14 days to pay before legal proceedings do i just ignore them ?

 

Pretty much yes, you'll only encourage him, besides his 14 days is purely a con and arbitrary he is trying to force you into a reaction and hoping to reset the limitation period.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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fat chance!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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So will i end up eventually going court over this debt , pretty clueless when it comes to these kind of things

 

Yep, two hopes there, and one of those is bob!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Would i be right in thinking if it was clear cut i would of been in court well before now

Almost certainly!

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Lowlifes :sigh:

 

Brig and co... are we sure this wont go to court?

BC and Lowell have a tendency to push these before the Statute Barred date...

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Lowlifes :sigh:

 

Brig and co... are we sure this wont go to court?

BC and Lowell have a tendency to push these before the Statute Barred date...

My feelings is action would have started much earlier.

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hi guys made a mistake with the dates ,

 

just looked on my credit file default date on the tsb entry 28/3/2008 then lowells have the default date at 1/4/2008 ,

 

seems bryan carter will have a extra month to do what he is going to do there for is not running out of time like i 1st thought and hoped , starting to get a bad feeling

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Then the default date is incorrect and the CRA are reporting inaccurate data, which if you wanted to, you could sue them for.

 

You're really reading far too much into these silly little missives they spit out.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hi Boo, that scenario will not work I'm afraid the CRAs have a protection in that they are supplied with the data that their client confirms is correct, the liability for causing inaccurate data to be displayed fall upon the company supplying it. only if a CRA fails to correct data that is proven to be inaccurate may claim possibly succeed.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 2 weeks later...

Hi guys

 

recieved a letter of fredricksons today

stating that despite a recent letter from bryan carter

it appears you have still not discharged your debt with our client lowell financial ,

 

we are prepared to offer you one final opportunity to pay

before recommending to our client that they instruct solicitors to issue a claim at my address ,

 

at this late stage and as a gesture of goodwill we are prepared to accept a full and final settlement on this account

provided that you contact us on 08453136614 within 48 hrs of receipt of this letter ,

 

then the letter goes on about lowells will amend the credit file to show part payment as been made

and it will help me to obtain credit etc.

 

is this a letter before action

 

is it time to send the cca request

 

any advise please

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Yeah well their GOGW is a con, any F&F payment should only be made in the understanding that they mark the account as satisfied/settled, NOT as part payment!

You won't make your position any better if you pay this F&F on their terms.

 

If it was a LBA then it should state as such.

What account is this for? A credit card?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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It is commonly known that a part settlement will not work with you but against you in your credit rating...

 

I think you should submit that to the OFT.

With a cover note saying there is no proof to what they are saying.

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Yeah well their GOGW is a con, any F&F payment should only be made in the understanding that they mark the account as satisfied/settled, NOT as part payment!

You won't make your position any better if you pay this F&F on their terms.

 

If it was a LBA then it should state as such.

What account is this for? A credit card?

yes it was a credit card starting to feel stressed now , any advise on what i should do now thanks

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scan it up...

 

think I've got 4 copies of that letter my neighbour got last year

never goes anywhere

 

its gonna drop off next month anyhow

and it prob already statute barred

and with no CCA

 

lemon debt

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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