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    • In the very first claim thread it mentions contacting the claimant is encouraged by the court etc. I was thinking about contacting them and asking about a Tomlin order to put an end to all this, at least I'd be able to stop worrying and maybe get some sleep (currently 4.52am) 😴
    • Hi I'm looking for a bit of help to deal with a claim form from Hoist/ Cohen referencing an old Capital One account please. I have filled out the details below as requested and submitted an acknowledgement of service intending to defend.   In 2007 I sent a SAR and requested a copy of the original CCA from Cap One on this account.    In 2014 Lowells sent a claim form for the same account. I have a copy of a notice of allocation to the small claims track hearing and a copy of the front sheet of ack of service with intent to defend but I have no recollection of its outcome and there are no CCJs on my credit file.    Name of the Claimant Hoist Finance UK Holdings 2 Ltd   Date of issue – 5/11/2019   Date of issue 05/11/19 + 19 days = 24/11/2019 + 14 days to submit defence = 7/12/2019 (33 days in total)   Particulars of Claim This claim is for the sum of £294 arising from the Defendants breach of a regulated consumer credit agreement referenced Under no XXXXX. The defendant has failed to remedy the breach in accordance with a default notice issued pursuant to ss. 87(1) and 88 of the Consumer Credit Act 1974. The Claimant claims the sums due from the Defendant following the legal assignment of the agreement from Hoist Portfolio Holding 2 Ltd (EX CAPITAL ONE). Written notice of the assignment has been given. The Claimant claims 1. The sum of 294  2. Costs   What is the total value of the claim? £369   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC I received a letter of claim & income / exp forms.   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? yes   Did you inform the claimant of your change of address? Not sure claim is for Credit card   When did you enter into the original agreement 2003   Do you recall how you entered into the agreement not sure   Is the debt showing on your credit reference files yes, as closed   Has the claim been issued by the original creditor. Assigned   Were you aware the account had been assigned – did you receive a Notice of Assignment?  from HPH2 to HFUKH2L, I don't have anything from Cap One.   Did you receive a Default Notice from the original creditor? Yes (2007) Have you been receiving statutory notices headed “Notice of Sums in Arrears” or " Notice of Arrears "– at least once a year ? Not sure, I’ve had letters from Robinson Way.   Why did you cease payments? illness and inability to deal with my debts, I had no money no job and my mental health was in a terrible state.   date of your last payment? 07/2014 paid to Robinson Way   Was there a dispute with the original creditor that remains unresolved? No (PPI and bank charges refunded)   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Yes   Do I send a CPR 31.14 next asking for the agreement, notice of assignment and the Default notice?   Thanks.
    • It states the charge as: 'did enter a compulsory ticket area without having with you a valid ticket. Contrary to Byelaw 17 (1) of the Transport for London Railway Bylaws Made under paragraph 26 of Schedule 11 to the Greater London Authority Act 1999 and confirmed under section 67 of the Transport Act 1962.' Then a brief statement of facts that the pass did not belong to me, and that I had stated it was due to financial reasons. It then contains information about making my plea and then the statement of the revenue officer. I am of course planning on pleading guilty before the cut off point and attending court (I'm hoping to be well enough to attend anyway). I'm just concerned about the consequences and if there is any point in trying to still reason with TfL now that court application costs are at least involved. I have debated getting a solicitor solely because of what I've read on the internet and what it says about ruined job prospects, I know it's probably scare tactics to get me to hire someone but it is the driving fear behind everything at the moment. 
    • You really MUST respond to the Singe Justice Procedure (SJP) notice and do so BEFORE the 'cut off' date.   Clearly, you will need to plead guilty and by doing so, you will benefit from having a one third discount in the amount of the fine issued.   You do not....I repeat NOT need to enlist the help of a solicitor and by pleading guilty, you will NOT be required to attend a hearing.   what exactly is stated on the charge sheet.    
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Hello everyone,

 

I am a social housing tenant have been for the past 28 years, I need to have my bathroom adapted to a walking in shower basically I would not mind if they just remove the bath and replace it with a shower instead.

 

For years I have suffered with rheumatism in my joints at the moment I am in severe pains with my knees and elbows both of which I cannot put any weight on at all I am wearing knee support at the moment but not much help my knees are still very painful as I am getting older it is becoming more and more difficult for me to get in and out of the bath now I cannot use my bath at all and are using the basin for bathing which I am finding very difficult and and also it's making me feel quite degrading and upsetting!

 

Before I approach my local social housing people I would like to get as much advice as I can! I am on Income Support under ill health the council already few years ago had to replace my bath panel to a stronger one as I was having great difficult leaning over the bath to wash my hair so the already know I have had problems before.

 

I haven't been to my GP about my current circumstances because I have seen on the doctor's reception desk that doctors are not allowed to write letters to the social housing authorities about patients' needs.

 

Can someone please advise me the best route to take and who do I need to contact for help with the replacement of my bath any help or advice would be much appreciated.

 

Many thanks in advance

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Similar situation to my OH. Contacted the GP and ask they arrange an Occupational Therapist came and assessed her needs. All done and now just waiting for work to be done.


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Hello there.

 

My mother has been told that sometimes social services will pay towards this sort of work, if I've understood this right. It may depend where you live. Has this happened with you, PT?

 

HB


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I contacted Social Services direct and they arranged an assessment for me. I had to wait about 4 weeks for them to visit. They didn't ask for any medical evidence or information from my GP.


RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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Thanks everyone for your replies some great advices there I shall get in touch with social services in my area and keep fingers crossed I can get some help I so need a shower cubicle instead of using the bath well I can no longer use my bath no more it's so painful to get in and out and to have a bath!

 

 

 

:)

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Hello there.

 

My mother has been told that sometimes social services will pay towards this sort of work, if I've understood this right. It may depend where you live. Has this happened with you, PT?

 

HB

 

With our Local Authority both NHS & Social Services work hand in hand with each other. The assessment has now been made that the bath is to be removed and a walk in shower - not wet room - is to be provided. Like everything the sticky point is costs but the County Council have a fund for this as it is Grant Aided, but as it is the start of the financial year this should not be a problem. It was also realised that her wheelchair had seen better days and a new one requested - this arrived within a fortnight. All I can say is just keep harrying them just so they know you have not forgotten.


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With our Local Authority both NHS & Social Services work hand in hand with each other. The assessment has now been made that the bath is to be removed and a walk in shower - not wet room - is to be provided. Like everything the sticky point is costs but the County Council have a fund for this as it is Grant Aided, but as it is the start of the financial year this should not be a problem. It was also realised that her wheelchair had seen better days and a new one requested - this arrived within a fortnight. All I can say is just keep harrying them just so they know you have not forgotten.

 

My aunt got a walk in shower done during March this year, but she did not have to get a grant as the council OT recommended it and she is social housing. She initially only wanted to have a her bath moved a bit to help her getting in and out of the bath, as the bath was only 2 years old as the sink and toilet, but the OT said she was thinking of her long term needs.

 

The works were a complete disaster with LA workmen as they put in the wrong shower and does not work at all. She was without a toilet for 5 days, as they took it out and did not reinstall it for 5 days, it is only a small bathroom. She would not have went through it if she knew what was going to happened. Afterward she found out that the people that was sent to do the work were self employed and used to be employed by the council as direct workers. They left the council and were working as self employed through that they set up to do this kind of work for the council. It was hell as one of the men did not do any work and was always on the phone and did not turn up most days, also they were very critical of my aunt getting the work done by the council. :-x

 

She said that she would not have entertained them if she had any idea of what was going to happened. She wanted to keep the sink as it was right for her needs but they took it away and put one in that was not useful of her needs. The shower is not working and she is in contact with the council about it but they are on the side of the workmen. :-x

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I'm sorry to hear of your Aunt's experiences. Rather than have to fight the Council herself she may be better enlisting the help of her local Councillor(s).


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