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Any campaigns to speed up fos across the board or get the system changed?

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Hello CAG,


As with millions of others,

I have a ppi claim now with the FOS.


The company concerned (MBNA) was supposed to send the business file across within a month of my paperwork being logged but of course hasn't

- and I'm being quoted 12 to 18 months before my file is even looked at.


No chasing will be done by the FOS till my file is picked uip by one of their staff

(I'm in the queue but have no idea of where I am)

and there is apparently no penalty for MBNA ignoring the deadline.


This isn't the fault of the FOS who've recruited thousands of extra people to deal with this and are recruiting still more

- but it's obvious that there's no incentive to sort this quickly while banks pay 8% on settled claims and lend out at 25%, as others have pointed out.


So what I wondered was - is anyone starting/running a campaign to get this looked at in a different way,

eg banks have to show why they shouldn't pay out within a fixed shorter time?


Thanks for any thoughts/feedback.

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MBNA wont honour any FOS redress award anyhow.


just read the MBNA thread in the PPI forum



please don't hit Quote...just type we know what we said earlier..


if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.



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