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    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
    • Your topic title was altered last June 23 by the owner of this forum in the interests of the forum Anyway well done on your result and concluding your topic, title updated.   Andy   .
    • So what    Why ? Consent Order/ Confidentiality ? This would be be invaluable to followers of your topic.  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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I have no idea how much UK Plc is in debt... I do wonder why we need to borrow from private bankers though? A sovereign state can issue its own debt free currency so why borrow? Who are these trillions owed to by every nation?

 

This debt owed by so many to so few is a [problem], it has been engineered to enslave us all. Once the control of money was transferred from the gold standard and was handed over to private banks we were screwed.

 

Private banks such as the US Federal reserve literally create money from nothing without having anything to back it up with such as gold.

 

This fiat currency is a huge con and I wish people could see it.

 

The deficit is a globally engineered con perpetrated by generations of one or two families. Rothchilds are one.

 

The ultimate aim seems to be a one world government with the majority living in an orwellian society with a very few feeding off us all.

 

It's social engineering of the highest order and with the darkest motives.

 

Get out of the EUROPEAN Union all together. They are taking our sovereignty by stealth. The Late Lady Thatcher was well aware of the objectives of the EU... I hated her at the time btw but she was right about that. That's why influence was used from outside to shove her out... She wasn't voted out, her own ministers got rid of her with more than a little help from outsiders.

 

We should demand a global return to the gold standard for currency a day prevent the any private company from controlling a nations finances.

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"Give me control over a nations currency, and I care not who makes its laws.”

Baron M.A. Rothschild

 

Once the very few bankers have the control over currency they become all powerful and Presidents, Prime ministers, Monarchs are all subservient to them ... (Not openly of course)

 

The fact still remains that these private banks create money out of NOTHING and then charge interest for it. A 1p coin has more monetary value than a £50 note in reality because it has some value as metal , the only value of a £50 note is faith in this current fraudulent system we have all embraced so eagerly. The money in your pocket is no longer backed by anything which leads to the current situation.

 

I would still like to know who every country on the planet owes money to ? No news organisation has took this up , dont you find it strange that we as a nation owe so much money ?

 

The Tories blame Labour , yeah right !!! Gordon Brown could not bring down the entire global economy on his own, it took organisation and co-ordination

 

Maggie Thantcher wouldnt join in and play by the unwritten rules of the financial moguls , so she was got rid of .

 

I believe it works like this , a situation is created ( whether it be a terrorist attack or a financial crisis ) then Governments deal with these situations in a number of ways but always at the expense of personal freedoms, or increased financial levys .

 

We have a problem , there is an initial reaction then those who supposedly govern propose a solution. Its a tried and tested social engineering ploy and it obviously works because no-one questions it.

 

The British in particular have a moan for a bit the just get on with it, ( poll tax was the one exception i recall)

 

It just doesnt seem to be discussed openly by politicians, the media or anyone . I would bet ( with my worthless money) that all the debt is owed to a very small but very wealthy group of people.

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the poll tax was/is actually a fair idea, its just the means that was wrong. eg given what the tax is for, why should a same house with 6 occupants pay the same as the same size house next door with 3 occupants? :)

Edited by Ford
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My solution??? You misjudged me honeybee. I'm unable to propose a solution. We should definitely remove control of the wealth from private banks and return to the gold standard. As for a definitive solution... It would take a better mind than mine to work that out.

 

Without the people seeing the problem there is no hope. Only numbers can make a difference.

 

Google the lawful bank there are some ideas there, I never was any good with money!

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I believe it to be the Vatican

 

I believe the Vatican has some influence but it does not own the United States Federal Reserve... Which despite its name is a privately run bank... One prominent figure in the Federal reserve said when a person writes a cheque the money is deducted from their account. When the Federal Reserve writes a cheque it creates money.

 

I believe the ownership of the Federal Reserve to be connected to the UK in a big way... QE2 connections have been implied.

 

Back to the Vatican.. I have no doubt that they weild immense power and influence but I think they are more of a compliant non participant who know what's happening.. Sort of aiding and abetting from the sidelines and no doubt the benefit financially in one way or another.

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I have questioned time and time again, why are we bowing down to a commercial company, what is so different about the banks that make them top dog and others cast aside.

Banks are the only private company that gets it's stock for nothing, they don't even have to pay a white van man to collect it, we take it to them and then they charge us for the privilege.

 

I know one thing, if they do decide to levy a fee on current accounts, I will demand that I am paid another way. I can't see how we can be compelled to compulsorily contribute to a private company.

 

There are others ways of paying bills beside direct debits, standing orders and cheques.

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Don't get me started on the Rothchilds, or the Rockafellas!!! :-x

 

Anyone who funds the first world war is not to be trusted in my opinion!

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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Don't get me started on the Rothchilds, or the Rockafellas!!! :-x

 

Anyone who funds the first world war is not to be trusted in my opinion!

 

It funny you mentioned that because it appears that Massive population reduction is one of the hidden agendas.

 

Quite how where and when I don't know. It may or may not be in my lifetime... Freedom is an illusion, the UK is the most surveilled society on the planet... Yes worse than China, Russia or the United States.

 

Even free speech is an illusion now, prosecutions for Facebook posts and tweets. The worst of it is, we have been conditioned to accept it and still believe we are free.

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Your reasoning is contradictory. On the one hand you say we don't need to borrow because we can print money. On the other hand you say we should return to the gold standard, but the whole point of the gold standard is that it stops governments from printing money because currency has to be backed by reserves.

 

If you print money, you end up with inflation. Debt is more manageable because it starts being inflated away, but people are made poorer as they cannot buy as much with their wages. The gold standard prevents all this, but because you can't print money to inflate away your debt and finance current spending, you end up with much higher debt levels.

 

You can't have it both ways. There are only two ways governments can sustain a situation where spending is greater than tax income. They can either take on debt, effectively pushing today's spending into tomorrow's tax rises, or they can print money and achieve the same result through deflating the value of people's income.

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or we could just massivly reduce the population and re-distribute resources, fairly easy to do

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Your reasoning is contradictory. On the one hand you say we don't need to borrow because we can print money. On the other hand you say we should return to the gold standard, but the whole point of the gold standard is that it stops governments from printing money because currency has to be backed by reserves.

 

If you print money, you end up with inflation. Debt is more manageable because it starts being inflated away, but people are made poorer as they cannot buy as much with their wages. The gold standard prevents all this, but because you can't print money to inflate away your debt and finance current spending, you end up with much higher debt levels.

 

You can't have it both ways. There are only two ways governments can sustain a situation where spending is greater than tax income. They can either take on debt, effectively pushing today's spending into tomorrow's tax rises, or they can print money and achieve the same result through deflating the value of people's income.

 

Inflate debt away???? Sorry I'm no economist. But I thought interest and compound interest charged on this money that is created from nothing is a never ending spiral of debt. If money could only be created when you can back it with something then it could not be created out of things air and lent out at silly rates of interest.

 

Borrowing from banks that back their currency with something would introduce more stability than currently exists.

 

Maybe government should keep out of the money printing business but those institutions that do issue currency should hold reserves to back it up. The creation of money from nothing is the problem.

Any institution such as the US FEDERAL RESERVE should be regularly audited... It never has been for some reason.

 

I bet the contents of fort knox are now in Rothchilds private vault.

Who is buying up all the gold with this created from nothing currency? Who is the national debt of every nation owed to?

Edited by coppullcaveman1
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the devaluation route is normally done by inflation. that is why bank rates are so low. The government borrows money at 0.5% and inflation is 3.5% so it pays back 97% ofthe value of what it borrows after a year. The problem comes when the government prints too much money and you get hyperinflation because the currency isnt trusted any more. With electronic money we cant see how good or bad things are.

All government of the world owe huge amounts of money as they cannot actually create wealth themselves. If a government fails to pay its debts then the populace goes bck to a real value system such as bartering or using someone else's currency like in Zimbabwe.

How can you reduce the population? Our government calculated back in 2006 that net immigration into europe would be so problematical that by 2015 the european economy would collapse. They informed all governmental departments of this and asked for suggestions to quell civil unrest. The result is law like RIPA, the Terrorism Act and other powers that allow for summary justice. Did you know that the Terrorism Act has powers that allow, under a local emergency, police or even traffic wardens to shoot you for disobeying instructions not to leave your house/ road or for failing to surrender your house/car.

They keep that very quiet as if it was widely known that these powers existed people might go on the offensive at a time of unrest rather then being shot for not doing as they were told by soem council employee.

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I understand what you are saying and I still say a gold backed currency is the most stable as only a finite amount of currency can be printed based on national reserves.

 

Borrowing money that is backed by gold would prevent the massive fraud that is occurring now. .

 

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Ok let's start a list for volunteers for extermination...

Who is going to play god then?

 

who needs god (or gods rehligion depending)

 

give mother nature a chance

 

failing that therss human nature lets face it at some point someone will invent something that ends up killing half the place

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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mother nature, ie 'god'?, :) is trying to get rid of us :) . but as coppull says, otherwise who's going to volunteer?

 

haven't we already invented somethings that can do that? :)

Edited by Ford
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true but nukes aint ssomething you can build in the shed

 

give kt enough time for the launch systems to be hacked

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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We already have the worst thing imaginable... And egocentric elitist ultra nationalist natural born exterminator, not exactly natural born, more engineered. The United States of America. Not the people... The ones who are in power. ( I don't think it's president obama either... He's just a puppet like all the other latterday us presidents , George Bush with the IQ of an ape running a nation on his own lmfao! ) .

 

I reckon I have about 20 years left if I'm lucky and I doubt I will see any drastic changes for the better or worse.

 

Control of the wealth is the key to drastic change. Private Corporations are running this planet purely for profit at any cost.

Edited by coppullcaveman1
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