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    • Salesman just called essentially saying they will be speaking to the various managers tomorrow to put together a plan of action - more to the point, its looking like they would come to me, pick the car up and take it back to PA to resolve the issues if I am not comfortable driving it up myself.   Lets see what they come back with tomorrow and go from there- He did ask if I had a car and I said yes - in hindsight I am now thinking its because we could be without the Q3 for a few days so this might also need to be raised as the "owner " is a heavily pregnant person hence the upgrade and don't want her to be carless if I am out at work and she needs to go for a scan/app ...   Will update tomorrow
    • “He’s not a conservative. He’s got no backbone or genuine deals. He’s incompetent.”   for those that want to google it
    • thanks ill look at them   id imagine she took it out around 2008-10. We got into the doo doo after 2011 and thats when it woud have been defaulted
    • Rampantly breaking manifesto pledges to those who vote for them is a Johnson/Far right wing forte - NOT a genuine conservative one. Thatcher would have righteously handbagged Johnson and kicked him into a corner.   Manchester Young Conservatives have tweeted calling for Boris Johnson to resign for 'l[ying] about helping us in the north'   tweet was quickly deleted...   I did vote for Corbyn out of desperation, but wouldn't again even against Johnson. I think they are both unfit to hold positions of responsibility along with Gove and Duncan Smith among others.
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
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      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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S75 Claim - Mastercard & PayPal - Case Law Help Please?‏


Please note that this topic has not had any new posts for the last 2413 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

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Btw, the above request goes for anyone else who has an interest in this and plans to use the case law at some point.

 

If you know how to check just how authoritative cases are, please do so and share your findings for all our benefit.

 

Thanks

The matrix is intrinsically flawed. Within it is the program for it's own destruction. If you are reading this, you are in the matrix and it's days are numbered...so watch out! :eek:

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Phew! I thought you meant it already had!

Ok, will do my best but I'm not the best with Bailii.org and the others so if you can have a look too please? :wink:

 

Just on my way out will take a look later.

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Will soon find out...letters in the post...:-)

The matrix is intrinsically flawed. Within it is the program for it's own destruction. If you are reading this, you are in the matrix and it's days are numbered...so watch out! :eek:

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Will soon find out...letters in the post...:-)

Good Luck.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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According to the legal databases the case linked above is still good law and has not been superseded. It was appealed up to the House of Lords (now the Supreme Court) on a different aspect namely whether s75 applies to foreign transactions, but the appeal was unsuccessful.

 

I imagine you will get push-back from your bank since (I believe?) the FOS at one point said paypal transactions weren't covered but we will have to wait and see.

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I imagine you will get push-back from your bank since (I believe?) the FOS at one point said paypal transactions weren't covered but we will have to wait and see.

Thanks for checking Steampowered.

 

Said 'pushback' arrived from lender yesterday so it looks like this'll have to go all the way as FOS aren't my cuppa tea.

The matrix is intrinsically flawed. Within it is the program for it's own destruction. If you are reading this, you are in the matrix and it's days are numbered...so watch out! :eek:

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I have to say,

I think this latest refusal by them is a strategy they are following. They've not commented at all on the case law OR the fact that there was a breach by the original supplier.

 

I suspect this is just to see how far I'll take it before they cough up - but we'll see.

The matrix is intrinsically flawed. Within it is the program for it's own destruction. If you are reading this, you are in the matrix and it's days are numbered...so watch out! :eek:

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  • 9 months later...

bustthematrix, how did you get on with this and what was the outcome? I am about to go through the same process myself with my CC company.

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bustthematrix, how did you get on with this and what was the outcome? I am about to go through the same process myself with my CC company.

 

Adding a post to a thread, does not always trigger an email from CAG to the person who started to the thread. So they may never reply, unless they visit CAG regularly. The last visited CAG a few weeks ago. I will PM them, to let them know which may prompt them.

 

It would probably be wise for you to post your own new thread, so that people can advise you on this, as each case will be different anyway.

We could do with some help from you.

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...yeah, since I'm subscribed, how come I didn't get an update when they posted the query?

The matrix is intrinsically flawed. Within it is the program for it's own destruction. If you are reading this, you are in the matrix and it's days are numbered...so watch out! :eek:

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...yeah, since I'm subscribed, how come I didn't get an update when they posted the query?

 

Depends on how your CAG profile is set up.

 

If you go to user CP at the top of the screen. Then under my settings, you will see general settings. You will see there is a default thread subscription mode with a drop box, from which you can select how you subscribe. You can select instantly using email and then I presume you will get an email everytime there is a new post to a thread you have contributed towards or started.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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...yeah, since I'm subscribed, how come I didn't get an update when they posted the query?

 

If you can add any more info to the thread that might help busthematrix, that would be great.

We could do with some help from you.

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If you want advice on your thread please PM me a link to your thread

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As mentioneds some do use Paypal to perfdorm the transaction.

 

I often buy bits from http://www.superstar.tibolts.co.uk.

 

When you come to pay it says..

 

Payment Method

 

This is currently the only payment method available to use on this order.

Credit/Debit Card (via PayPal - No paypal account needed)

 

 

So you dont need a paypal account and you dont login to paypal.

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