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    • If you are in arrears with paying a court fine, then what happens is that HM Courts will send you what is called a Further Steps Notice. You have just 10 working days to clear the arrears otherwise, a warrant would be issued.    The court are not under any obligation to send more than one Further Steps Notice during the lifetime of the fine. In other words, if you had previously been late in making payments and had received a Further Steps Notice, the court are not required to send another one to you if you again default in payment.    If it is the case that you had not received a FTS, then you need to make enquiries with the Magistrate's Court. 
    • They just said it was fine I don't have to send them in. I am relieved definitely.
    • That's great, I bet you're relieved it's over. What happened about the bank statements?   HB
    • Thanks they were really understanding and ill just have to repay the over payment back thanks for everything 
    • Hello to Forum members reading this post.  I'm seeking for help about a form of words used on MCOL in connection with a claim against a national courier - the comments on the MCOL web page say: Claim History A bar was put in place for "Defendant's name" on 26/10/2020 "Defendant's name" filed a defence on 26/10/2020 at 16:05:37 DQ sent to "Defendant's name" on 27/10/2020   What does "A bar was put in place for "Defendant name"   I hope you can help and I'd be extremely grateful.  
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
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      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
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      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Lowell & recon Credit Agreement from 1999 not signed - help pls


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Hi :)

 

It is Hamptons Legal. On the last correspondence I had from their collection company "Red" they said they would not be corresponding with me again and passing it to a Solicitors, so, I had assumed it was a Solicitors, but on further inspection of the letter, it is another subsidiary of Lowell (silly me).

 

They have also somehow found out my home telephone number which is ex-directory and are calling constantly. So much so I have had to put the thing on silent.

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the ones that shout and shout

 

are usually trying to cash cow people or fleece them.

 

in this case

100% so!

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Hamptons is just another desk Lowell next door to Red.

 

 

If you want to escalate this to a formal complaint to Lowell, address it to Ms Sara de Tute, Director of Legal & Compliance at the Lowell Group she is legally qualified.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 3 months later...
  • 3 weeks later...
Would love to hear an update on this, if any. This thread had helped me a huge amount with Lowells

 

 

you need to start a new thread

 

 

of your own

 

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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