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    • own topic created  tnx the info. dx  
    • this debt: MBNA Bank of Scotland Card debt- LInk got a CCJ - now want payment review - MBNA - Consumer Action Group and a barclaycard loan - did you ever send the a CCA in all these years.....when was it taken out?    
    • Welcome to the Forum. The PCN must be subject to Bye laws as the warning near the bottom of the PCN does not comply with the protection of Freedoms Act 2012 Schedule 4 Under Section 9 [2][f[] of the Act it should say: (f)warn the keeper that if, after the period of 28 days beginning with the day after that on which the notice is given— (i)the amount of the unpaid parking charges specified under paragraph (d) has not been paid in full, and (ii)the creditor does not know both the name of the driver and a current address for service for the driver ,the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Their version states they are pursuing you as the driver [because of the Bye laws they cannot transfer the liability from the driver to the keeper] even though you are the keeper. Should it go to Court Judges do not accept that the driver and the keeper are the same person. Obviously on many occasions another member of the family may be driving instead of the keeper. Indeed anyone with a valid motor insurance policy is able to drive your car. if any of the three cars were not driven by the keeper they are not liable to pay the PCN only the driver is.  as long as they do not divulge who was driving those lovely people at Alliance haven't a hope of winning against them in Court. What a shame. However while those keepers who were not driving are in the clear all is not lost for the other keeper drivers. Alliance still have to prove who was driving which is difficult providing those keepers do not appeal.  It is quite often that on appeal the keeper may say "I entered the car park at....."  immediately giving away that they were the driver. Plus even if you appeal it won't be accepted as a] they lose £100 straight away and b] mostly all the major car parking companies are dishonest scrotes. In the meantime you will be on the receiving end of threatening letters from Alliance, unregulated debt collectors and fifth, sixth or even lower rated solicitors all trying to frighten the life out of you to cough up. They can all be safely ignored since if you don't contact any of them they don't know who was driving so have no information that the can use in Court to identify the driver. Some time in the future they may send you a Letter of Claim which must not be ignored. Just let us know and we will advise a suitable snotty letter to send them which will show that you are not afraid of them and are happy to turn up in court knowing that you will win. Sorry it was a bit long winded.  
    • He’s still At it from a bungalow on Haslingden Road. Changed name to Bamberbridge cars with a Preston based phone number (01772) but dodgy dealings at the bungalow are still a go.
    • Britain faces new challenges from an older and sicker population, according to a new report.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi

I have received a letter from jobcenter plus informing me that after my assessment dated 4/03.2013 that i am no longer entitled to employment support allowance, The letter states that although they recognise that i have a disability or health issue i do not qualify as i did not meet the required 15 points from the assessment they actually awarded me o points. Iwas originally in work related action group for over 4 years any help or advice on this matter would be most helpfull please.

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Its always best to appeal decision one month to appeal from the date of the letter. If you contact the phone number on the letter they will give you an appeal form and also ask for the information they have and based the decision on.You will need to supply fit-notes and will get the basic rate while appealing

 

I am sure a member of CAG will be along soon to help !

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Hi Matt

Phoned DWP 3 times as i did not pass security check but eventually was told that they will send me a gl24 or something to appeal the decision but in the meantime i can write a letter as they will receive it quicker as they can only send form out 2nd class. I was also told as you informed me that i will have to send in fit notes while i am appealing, i will lose my wrag supplement for the duration but will get it backdated if i win appeal. I acnnot get to see a doctor for two weeks but managed to get my doctor to telephone me in the morning, may be able to get a note that way will ahve to wait and see.

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Hi taff so they are sending out the gl 24 this is the appeal form you can get help filling this in here, Do not understand what they mean by " you can write a letter as they will receive it quicker as they can only send form out 2nd class" ?

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Hi taff so they are sending out the gl 24 this is the appeal form you can get help filling this in here, Do not understand what they mean by " you can write a letter as they will receive it quicker as they can only send form out 2nd class" ?

 

It is possible to appeal without the GL24 form - you can write a letter instead. The letter must include the word "appeal" and clearly state what decision is being appealed. So, for example, you could write "I wish to appeal your decision of 12/04/2013 to stop my ESA payments. Although the medical examiner felt that I had no limited capability for work, I disagree with this assessment because...." and so on.

 

So what they mean is that OP does not have to wait for the GL24 to arrive - he or she can appeal without it, and that doing so may be faster.

 

The second class post thing is probably just some daft cost-cutting measure by the DWP.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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Hi Taff,

 

Here is a link to the DWP website GL24 (I hope) http://www.dwp.gov.uk/docs/gl24dwp.pdf which you can print (or at least have a read of whilst you wait for DWP to send a copy)

 

I am currently going through the appeal process, (been just over four weeks so far) and I wrote a letter explaining what descriptors I believed I scored points on and also what the Atos nurse claimed I said at the assessment and what I actually said. Just make sure you put your name and national insurance number on all pages.

I have had a call from DWP asking for medical evidence (as I didn't supply this with the appeal so that I could get it in straight away) because she said they will be looking at the decision again. (Hoping thats a good sign)

 

So hopefully you wont have long to wait get a response from them. DWP have been very helpful so far, sending out a copy of the Atos report within 3 days of me requesting it, and then the lady explaining exactly what to send them when she called me.

 

Defo send in a fit note as they were not going to look at mine again because the one they had only had six days left, I took a new one to the JC and again they were very helpful and my ESA was reinstated that day.

 

Good luck

 

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The second class post thing is probably just some daft cost-cutting measure by the DWP.

 

Have the DWP ever sent out mail 1st class? Not in my memory.

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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Have the DWP ever sent out mail 1st class? Not in my memory.

 

I used to do it all the time. I don't think the computerised letters are sent 1st class, though.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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With regard to sending in the (un)fit note, if you have a good relationship with your GP and have seen him recently he can write a note and leave it at reception for you to collect. I've had to do this a few times in the past. Make sure you keep a note of the expiry date and send in a new one a good week or so before that date. It doesn't matter if they overlap, but it will matter if there's a gap - no (un)fit note = no money.

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Finally got to see my doctor today and after explaining circumstances he has given me an unfit note for a period of six weeks, do i wait for the gl24 form or shall i draft a letter from a template. i want to get this off as soon as possible as i dont know how long the dwp will take to get back to me. Any help much appreciated

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If you have a Job centre near you the GL24 can be obtained from there.

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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Well GL24 came today by 2nd class only two days i thought would take longer, anyway filled in form and stated reasons why i disagreed with the decision and on what descriptors and why it has an effect on my daily functions.will have to wait and see what they decide to do next.

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  • 2 weeks later...

Your letter would have come from the DWP, they don't set tribunal dates. You will receive notification from the Tribunal service in due course, be prepared for a lengthy wait. Mine took eight months and I don't think things have improved with the large backlog of appeals outstanding.

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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