used my mums account

[fishfood1]

hello

 

please help.

 

my mum passed away 2008 and

 

last year I opened up an account in her name as I was sick of getting people still calling and sending things with her name on.

 

It was just see if it would allow me to

 

it did with a credit limit off £500. I just left it.

 

I used this account to see if would allow me to and it did

a pair of shoes and

a laptop all confirmed I couldn't believe how easy it was.

 

I also opened one up in my dads name he is 84 and they immediately gave him £1000 credit I could not believe it.

 

I ordered a laptop and at first it was accepted then rejected I closed account immediately.

 

after I had done this the laptop on my mums account was then rejected after having a delivery date

I had no intention of keeping the laptop I just wanted to see how easy it was to obtain credit this way.

 

stupidly I kept the shoes on mums account.

 

I received a letter from company to contact them about the account which I haven't as its in my mums name.

 

I have paid for the shoes so there is no outstanding balance and I've asked for the account to be closed down.

 

will they investigate further or just close the account

 

am going out my mind

 

I no it was stupid but I was so fed up still

 

now I get letters from companies in my mums name as if isn't bad enough dealing with loss.

 

i just still get very upset with the loss and when letters come through the door from catalogue companies

it brings it all back and i thought i would test them

 

now my nerves are being tested instead as i thought i could show them how rubbish there security was.

 

sorry for rambling i just so worried

[citizenB]

You could draft a template letter that advises your Mother's death. Use the prepaid envelopes to send.

 

You could not open the letters, as they are usually pretty obvious as to who has sent them.. print on the envelope. Addressee deceased - Return to Sender. They will soon get the message and remove your Mother from their mailing lists.

 

I imagine it must be very distressing to receive letters so long after your Mother has died.. but you have already confirmed that what you have done is pretty silly and indeed criminal.

 

If you paid for the items you have had - I rather suspect that this might not go any further. Hopefully.

[honeybee13]

Hello there. I'll move your thread to the General Debt forum and hope you get some more answers.

 

I'll leave a short term redirect from this forum.

 

My best, HB