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BWlegal SD for disputed Mobile phone debt - help


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A agent / male has visited our house when I have been out and spoken with my wife but will not hand over any paper work or business card stating that I must be the person to receive the paperwork.

 

Apparently he has been polite enough but will now give his name but only gave his company called bdw legal but after searching I cant find anything to contact them.

 

Only option is to wait until the next visit.

 

My question is why wont they hand over a business card when call at the house after 8pm ? and whats the legal time to be allowed onto the home owners land ?

 

Also is he trespassing if not invited ? and should he offer identity which we should be allowed to check ?

 

Thanks for any info.

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Thanks for the reply.

 

I will be checking my file in the morning but I think it may be an old credit card debt approx £400 but this was 7 years ago. I may be wrong so need to check credit file.

 

What time are these people legally allowed to visit your property upto ?

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sounds like the debt is statue barred

sounds like he has no legal right to visit you at anytime

 

tell him to play with the traffic and not to come back

He is a Muppet on commission so on to a looser!!!

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

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this might be a process server for a statutory demand

 

 

Forgive my ignorance but what does this mean Squaddie ?

 

Does it have any legal power in real world terms ?

 

Many Thanks for replying.

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Really, you need to find out what the whole thing is in relation to.

Chances are, nothing much.

 

If you can't identify who BDW legal are, or why they're calling or who they represent, then you can reasonably tell them to go away.

 

If this joker turns up again, give him the doorstep letter and "In writing only" letter from the library and take it from there. At least then, you may get some idea of what all this is about.

It could simply be mistaken identity after all.

If you think you MIGHT owe something, then a written confirmation of why visits were being made would at least give you a starting point...

 

 

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There is no trespass here, 6am -9pm is normally acceptable as reasonable times to visit to serve documents, this sounds like service of a Statutory Demand for Payment, or a 'notice to attend court for questioning ( ability to pay a debt).

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Really, you need to find out what the whole thing is in relation to.

Chances are, nothing much.

 

If you can't identify who BDW legal are, or why they're calling or who they represent, then you can reasonably tell them to go away.

 

If this joker turns up again, give him the doorstep letter and "In writing only" letter from the library and take it from there. At least then, you may get some idea of what all this is about.

It could simply be mistaken identity after all.

If you think you MIGHT owe something, then a written confirmation of why visits were being made would at least give you a starting point...

 

Thanks Halibutt for taking the time to reply.

 

Could you supply the link for the letter please ?

 

Thank you for your advice.

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If, as others have mentioned, it's an attempt to serve a Statutory Demand, then theoretically, you should have at least some prior knowledge of what it's about.

If it IS a SD, then you need to know and then work out what to do about it.

 

But again, you really need to know what it's for - and that should be detailed in the SD...

 

Links to CAG library letters are at the top left of the page in the green "Library" link. :)

 

 

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somewhere around you have a debt with lowells

 

look at your cRA file.

 

but you should have been getting letters

 

have you moved recently?

 

thy don't just blindly turn up

and issue one

 

you get loads of threat-o-grams first

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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There is no trespass here, 6am -9pm is normally acceptable as reasonable times to visit to serve documents, this sounds like service of a Statutory Demand for Payment, or a 'notice to attend court for questioning ( ability to pay a debt).

 

Thanks for your advice Brigadier :-)

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If it is a debt that is over six years old with no payment or having been acknowledged, the debt would be statute barred. Cast iron defence

 

You get it set aside and screw the DCA with a costs application

 

If it is a statutory demand, just update your thread and we will tell you how to get it set aside, never to darken your door again

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Are you sure its bdw and now bcw-bucannon clark and wells? They are a debt collection company that kept turning up at mine and did the same wudnt hand anything over. I shoved the letter in his face and said read it and dont come back and slammed the door

 

Lx

Please add to my reputation....

SUCCESS - Capital One PPI, Three Mobile charges, Orange Mobile charges, MBNA PPI

Wonga, Lowell, MMF 2 accounts, Provident x 3 Accounts, (ALL Unable to provide CCA)

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Right. Seven years ago for a Credit Card bill?

It depends. You really need to find out exactly what it's for, so that you aren't caught out.

You need to get the paperwork or at least some kind of written explanation.

 

Lelu is right - are you sure it's not BC&W?

 

As the guys originally said, it could be Statute Barred - if it's seven years ago and you've made no admission to the debt in writing since the default date and have made no payments.

 

Realistically, until you know exactly what this is all about, there's not much more advice we can give apart from getting your "visitor" to at least supply some written info (or request it).

 

If you don't know what the whole thing is about, then how can you know if you owe it or not?

 

If it's a Statutory Demand, being served in the proper manner, then you'll know and then can put up some kind of reasonable counter, should that be possible.

 

I'm sure others will advise further later on.

 

 

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yes but only after several letters

 

he has had none

 

I suspect the name is wrong.

 

and its another fleecing dca trying the old doorstep trick

 

I've had many many at my door

 

all pull the same stunt

want to talk to xyz

 

sorry no, I own this house,

you go through

me !!

what do you wan them for & who are you.

 

you are LEGALLY allowed to demand that

 

they soon go away.

 

I've also had them 'claim' to be representing 'xyz company.'

 

that's another con too.

 

any process server leaves a card

 

end of.

 

I bet 50p this is wescot.

 

that's what they are trained to do.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Wescot are doing this, they are soon to be known as Arrow Global Debt Management, given the appalling business ethics of both companies one dreads to think what will happen now.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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