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Do not take a loan from Toothfairy Finance.

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Do not take a loan from Toothfairy Finance.


These people are (Edit) They make it difficult for you to contact them, they do not send you any contract, they do not send you a reminder.

They very quick to start threatening you with legal action, and phone you up and threaten to come to your house to collect the money.


I repaid my loan of £400, which became £616, the next working day, after the repayment date.

Too late they said, and i now owe them £1048.

They phone you up, and threatened me. They start taking extra fine money from out of my account.

I am now having to change my bank account, to stop them from taking money out of my account, without my permission.

If you want a loan, you are much better off going to Wonga, or UK Payday, i have found them to be good, no problems.

This Toothfairy bunch are rotten, do not do any business with them.

Also, do not go anywhere near Smile Finance, or My Loans, they also help themselves to money from your account, and they do not answer their phones, or answer emails. But they do answer the phone, when the bank calls. So get your bank to call them, or ask your bank to reverse the charges.

Edited by maroondevo52
Removed inapropriate word

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or simple answer dont take out a payday loan

Please note:


  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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