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    • I have never heard of any such law. Please post a link to what you have read online that explains this law. And please confirm whether you were ever married to or in a formal Civil Partnership with your Ex.
    • Today has been hectic so  have been unable to complete the whole thing. If you now understand it and want to go ahead with a complaint to the IPC, fine. If not then I won't need to finish it. But below is my response to your request  on post 64. No you don't seem stupid, the Protection of Freedoms Act isn't easy to get one 's head around at first. The part of the above Act referring to private parking is contained within Schedule 4 which you can find online under the Protection of Freedoms Act 2012. Section 9 of SCH.4 relates to how the parking scrotes have to perform so that they can transfer their right to pursue the keeper from the driver when the PCN is still unpaid after a certain amount of time. In your case the PCN was posted to you the keeper and arrived within 14 days from when they claimed a breach occurred. That means they complied with first part of the Act. The driver at that time was still responsible to pay the charge demanded on the PCN and PCM now have to wait for 28 days to elapse before they can write and advise the keeper that as the charge has not been paid, that they now have the right to pursue the keeper. They claim they sent the first PCN on the 13th March, five days after the alleged breach and it arrived on Friday 15th March. So to comply with the Act they have to observe Section 8 subsection 2f   (f)warn the keeper that if, after the period of 28 days beginning with the day after that on which the notice is given— (i)the amount of the unpaid parking charges specified under paragraph (d) has not been paid in full, and (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid. ---------------------------------------------------------------------------------------------------------------------------------------------So the first PCN was deemed to arrive on the 15th March and for 28 days to have elapsed is when the time is right for them to write and say you are now liable as keeper. So they sent the next PCN on the 12th April which is too early as you could still have paid until midnight of the 12th. So the earliest their second PCN should have gone to you was  Saturday 13th April so more likely on Monday 15th April. The IPC Code of Conduct states "Operators must be aware of their legal obligations and implement the relevant legislation and guidance when operating their businesses." So by issuing your demand a day early, they have broken the Act, the IPC Code of Conduct, the DVLA agreement  to abide by the law and the Code of Conduct not to mention a possible breach of your GDPR .   I asked the IPC  in the letter on an earlier to confirm that  CPMs Notice misrepresenting the law was a standard practice for all of PCMs Notices or just certain ones. Their distribution  may depend on when they were issued and whether they were issued in certain localities or for certain breaches. Whichever method used is a serious breach of the Law and could lead to PCM being black listed by the DVLA . One would expect that after that even if the IPC did not cancel your ticket, PCM could not risk going to Court with you nor even pursuing you any further.
    • thanks jk2054 - do you know any law i can quote (regarding timeframe) when sending the email as if i cant they'll probably just say no like the normal staff have done? thanks.
    • I lived there with her up until I gave notice. She took over the tenancy in her name. I had a letter from the council and a refund of the council tax for 1 month.    She took on the bills and tenancy and only paid the rent. No utility bills or council tax were paid once she took it over. She will continue to not pay bills in her new house which I'm now having to pay or will have to. I have looked online I believe the police and solicitors are going by the partner law to make me liable.   I have always paid my bills and ensured her half was paid then see how much free money is over.   She spends all her money on payday loans and rubbish then panics about the rent. I usually end up paying it or having to get her a loan.   Stupidly in my name but at the time it was because she was my partner. I even paid to move her and clean and decorate her old house so she got the deposit back. It cost me £3000 due to the mess she always leaves behind.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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scotscall


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Please help,

 

I dont know what to do for the best. I have scotscall saying they are coming round in 7 days. I think there are two debts but they are very old. But i dont have any paperwork for this, i thinks one is orange and one is shop direct. My soon to be ex wife ran up overdrafts of bank accounts in my name years ago, and i have never dealt with any of it. I have just ignored it. I want to sort this desperately. Someone please help i have never dealt with this sort of problem before.

 

I have never heard anything regarding the bank accounts, but the other two debts have been banded from debt collector to debt collector for years. Now scotscall say they are coming. Im scared if i try to pay them the bank account debts will re surface. What should i do im at a pretty low ebb going through a divorce and my wife has stopped me seeing my 3 year old daughter. Having to go to court to get contact. Everything is getting on top of me any advice on a way forward please.

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Firstly. Tell them to get lost if they turn up. They are debt collectors not baliffs they have no rights at all to be on your property. If they refuae to leave phone the police and report a breach of the peace. There should be a letter in the template gallery here. U can send them to stop them calling.

 

Secondly. Check your credit file are the debts on there?

 

Never talk to a debt collector on the phone. Simply hang up if they ring.

 

You could always sebs then a cca request. This costs £1. Dont sign the letter and use a postal order. This will allow you to c when the debt was taken out, when it was defaulted and ask for a statement of account too this will allow you to c whether it is statuted barred or not abd when you last payment was. Just put on the bottom of your letter to them "please note i do not acknowledge any debt to you or anyone acting on your behalf. Make sure you sent it recorded delivery

 

Lx

Please add to my reputation....

SUCCESS - Capital One PPI, Three Mobile charges, Orange Mobile charges, MBNA PPI

Wonga, Lowell, MMF 2 accounts, Provident x 3 Accounts, (ALL Unable to provide CCA)

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Doorstep agents have no powers. They are just enquiry agents, who will earn a commission if people are stupid enough to pay them or set up a repayment plan. If they call and you answer the door, just don't confirm who you are if they ask. If you don't confirm that you are the person they are seeking, then they should quickly leave.

 

Check your credit record and see what is on there. Experian offer a free trial, as do Equifax. Just remenmber to cancel within the trial period to avoid a subscription. Also it may be worth checking Trustonline to see if any CCJ's have been obtained without your knowledge.

 

You could send Scotcall a prove letter asking for details.

 

http://www.consumeractiongroup.co.uk/forum/content.php?428-General-debt-letter-if-you-know-nothing-of-the-debt

If you do know what debt Scotcall are referring to, then there are other possible letters you can send.

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I keep a printed off copy of the no visit letter just in case any turn up, although have written to tell them no visits etc.

 

I am on electoral roll but requested the option that doesn't give out details to searchers. This can be a problem when applying for credit I am told, as checks cant be properly made, but I have no wish for credit so it doesn't bother me. Somehow they DCA's still find me though LOL ring...even email address.

 

On my Noddle registration I had to put down last 3 addresses to get my account open, nothing shows up for where I am now but does show up previous address from when I incurred debts.

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