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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
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    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Messy tax MOT license issue


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I've got myself in a bit of a mess and I don't understand the rules well enough for my options to be clear to me. Any advice much appreciated!

 

The car is a 13 yr old Fiesta with just over 100k miles. Not worth much. Has Generally been good to me though.

 

My tax ran out about a week ago. Partly due to procrastination, partly lack of funds.

 

The police found my out of date disc and slapped a £60 fine on my windscreen. Ouch. I asked for that one though. Haven't paid it yet but I will of course. I have 28 days max.

 

I got the MOT done today. The bill is £360; suspension problems. My 20 mile route to work goes through some horrible little lanes - poor car

 

With the repairs, MOT fee, fine, tax, and the usual insurance and petrol..... I'm screwed financially - i really think I'm going to have to scrap it and get the bus from now on. the bus tickets cost roughly the same as the petrol, never mind comparing to all the other expenses of having a car.

 

 

Where it gets tricky is, after I've sent it to the big carpark in the sky, I have to tell the DVLA, and presumably declare it SORN or something? Won't they get upset because it was on the road untaxed for a week, and fine me? They could insist I get it taxed for 6 months, but that means getting a valid MOT and... I start going round in circles then!

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As you have had 169 people view your thread and no reply, this is what I would do.

 

Take your car to a scrap yard or vosa registered dismantlers, get a certificate of destruction and the yellow piece off the v5 and send that to DVLA, don't worry about the sorn as you get 14 days to declare a sorn, If you don't get a certificate of destruction, don't worry as some scrap yards don't do them but you need to sent the yellow piece with the scrap yards address

 

I would be more concerned about the new continuous insurance rules, is the car still insured, if not, don't delay your visit to the scrap yard.

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Sorry. I didn't see your thread before. I agree with the advice above. You need to do it immediately because of the insurance issue.

 

Really bad luck to get a ticket so close to the tax expiring. They used to give you 14 days grace and now apparently they don't give you any time at all unless you have renewed online by the end of the previous month. Easy money for them.

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