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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
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    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the xx/xx/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the xx/xx/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, xx/xx/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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No car tax - court summons


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Hi,

 

 

I have recieved a summons to court for having no car tax.

Basically I got the car last October and received a fine in December for £90, I thought the car was taxed but it turns out the tax disc was under the private reg so contacted the person who sold it and they said previous owner took the private plate and he didn't realise disc wasnt in correct reg plate. He asked for proof of disc which we sent but he kept saying he'd not received it. Like a moron I forgot all bout it and its still in taxed and didn't pay fine.

What will happen at court ? It says a maximum find of £1000??

Do I have to go to court ?

Is it worse if I don't ?

On the paperwork it asks to complete financial info and after debts, bills, rent etc i have very little left - will they ask for a lot of money on the day ?

Help please

Ps I know I'm an idiot and should of paid the fine :( cant change that now though

Thanks for reading.

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Yeah it was but when you glance at it I just noticed the date & didn't really pay attention to the reg plate, as did the dealer who sold it to me. It wasn't till I recieved fine that I realised.

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Hi,

 

On the actual advert it said road tax option but when I bought it he said it was taxed for 6 months & had the tax disc on (but in prev reg number) .

I rang dealer and he said he'd pay 6 month tax and to send him copy of disc but he hasn't replied. I have email copies of the disc but no postal proof

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So it seems you were aware of there being no tax. What you should do is tell the court the full story and pass them copies of the correspondence you have with the dealer in the hope of getting your fine as low as possible, you will have to pay for the missing months though.

 

You should write to the dealer and request that he sends you a cheque by return for six months tax, as promised, quote the amount, and tell him he has 7 days to respond. Send it by a recorded delivery method or by hand and get a receipt.

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Unless its going to cost you to go to Court a personal appearance always goes down better.

 

I agree with that. I wasn't fined anything, just had to pay the back tax. I think it was because I was able to explain my circumstances directly to the magistrate.

 

And to add, the look on the DVLA mans face was a right picture.

Edited by Conniff
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  • 3 weeks later...

Hi

 

So I sent letter to the dealer and got a cheque for the tax, I sent letter to court with emails to dealer/letter I sent plus the tax disc in previous reg.

I got a letter back saying I need to pay fine / court fees and back dated tax altogether under £300. They said from 1st may I need to pay £10 fortnightly so very pleased with result !!

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Something for the Consumer Law sooner than Motoring ones.

 

If the Dealer has acknowleged his neglect (by sending payment) would it not follow he should pay the resulting costs arising?

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